\n<\/p>\n
Editor’s note: Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.<\/em><\/p>\n The Delta SkyMiles\u00ae Gold American Express Card and Delta SkyMiles\u00ae Platinum American Express Card are both co-branded travel credit card options from Delta and Amex.<\/p>\n Although they have a lot in common, your individual budget and Delta travel preferences can go a long way in helping you decide which of these cards is right for you.<\/p>\n Here\u2019s everything to know before you apply:<\/p>\n The Delta Gold card from Amex offers flight benefits to Delta flyers without a steep cost. Here\u2019s everything to know:<\/p>\n Annual fee<\/p>\n $0 introductory annual fee for the first year, then $150.<\/p>\n<\/li>\n Welcome offer<\/p>\n Earn 70,000 bonus miles after you spend $3,000 in the first 6 months, and an additional 20,000 bonus miles after you spend an additional $2,000 in purchases in the first 6 months (offer ends 04\/01\/2026)<\/p>\n<\/li>\n Ongoing Purchases APR<\/p>\n 19.49%-28.49% Variable<\/p>\n<\/li>\n Recommended credit score<\/p>\n Excellent\/Good<\/p>\n<\/li>\n<\/ul>\n Rewards rate<\/p>\n Benefits<\/p>\n The Delta Gold card\u2019s benefits largely focus on travel savings and perks when flying Delta. They include:<\/p>\n Earn a $200 Delta flight credit when you spend at least $10,000 in purchases in a calendar year<\/p>\n<\/li>\n Save 15% when you book award flights with your Delta SkyMiles<\/p>\n<\/li>\n Get up to a $100 back as a statement credit when you book prepaid hotels or vacation rentals through Delta Stays<\/p>\n<\/li>\n First checked bag free<\/p>\n<\/li>\n 20% back as statement credits for in-flight purchases<\/p>\n<\/li>\n Travel and purchase protections<\/p>\n<\/li>\n<\/ul>\n The Delta SkyMiles Gold Amex is a solid airline card for travel savings. It has everything we look for in a good co-branded airline card, such as in-flight savings, discounts on flights, and bonus rewards on airline spending. But it also goes above and beyond in a few important ways \u2014 for example, the $200 flight credit (with a minimum spend) and everyday rewards categories.<\/p>\n Plus, it\u2019s hard to argue against the outsized first-year value you\u2019ll get from this card. It will cost you nothing, thanks to the introductory annual fee.<\/p>\n If you\u2019re a loyal Delta customer who prefers flying with the airline but aren\u2019t chasing elite status or the luxury travel experiences of higher-cost Delta cards, we think this is a great option.<\/p>\n Everyday rewards:<\/strong> The Delta Gold card earns as many miles per dollar on Delta flights as on purchases at restaurants and U.S. supermarkets. Even if you only fly a few times each year, you can quickly boost your SkyMiles balance with the purchases you may make regularly at home.<\/p>\n<\/li>\n Flight credit:<\/strong> This is the only co-branded Delta card that offers a $200 Delta flight credit when you spend at least $10,000 each calendar year. If your budget allows you to spend the required amount (about $833 per month) this is a great way to earn back more than the card\u2019s annual fee cost year after year.<\/p>\n<\/li>\n<\/ul>\n Not much general travel flexibility:<\/strong> The Delta Gold, like any co-branded airline card, is best for travelers who prefer flying Delta and earning Delta SkyMiles on their spending. If you want to use the rewards you earn on more general travel purchases, you should opt for a travel credit card with a more flexible rewards program.<\/p>\n<\/li>\n Fewer benefits than other Delta cards:<\/strong> This Delta card does have some benefits for Delta travelers, but you won\u2019t get the elite status, flight upgrades, added miles and other benefits of other Delta co-branded cards with higher annual fees. If you\u2019re a frequent traveler wanting to maximize your spending with the airline as much as possible, you might consider a different Delta card.<\/p>\n<\/li>\n<\/ul>\n Read more: <\/strong>See our picks for the best American Express credit cards<\/strong><\/p>\n The Delta SkyMiles Platinum is a step above the Gold in perks and price. Here\u2019s what to expect:<\/p>\n Annual fee<\/p>\n $350<\/p>\n<\/li>\n Welcome offer<\/p>\n Earn 80,000 bonus miles after you spend $4,000 in the first 6 months, and an additional 20,000 bonus miles after you spend an additional $2,000 in purchases in the first 6 months (offer ends 04\/01\/2026)<\/p>\n<\/li>\n Ongoing Purchases APR<\/p>\n 19.49%-28.49% Variable<\/p>\n<\/li>\n Recommended credit score<\/p>\n Excellent\/Good<\/p>\n<\/li>\n<\/ul>\n Rewards rate<\/p>\n Benefits<\/p>\n For its higher annual fee, the Delta SkyMiles Platinum card also has a long list of benefits. These benefits can help you get more value from your Delta flights, save on travel-related expenses, and even attain Medallion status with the airline more easily.<\/p>\n Annual Companion Certificate: Get a yearly companion certificate for Main Cabin round trip fare (not including taxes and fees) to domestic, Caribbean, or Central American destinations<\/p>\n<\/li>\n MQD Headstart: Get $2,500 Medallion Qualification Dollars (MQDs) every Medallion Qualification Year<\/p>\n<\/li>\n MQD Boost: For every $20 you spend with your card, earn $1 MQD<\/p>\n<\/li>\n Save 15% when you book award flights with your Delta SkyMiles<\/p>\n<\/li>\n Get $150 back as a statement credit when you book prepaid hotels or vacation rentals through Delta Stays<\/p>\n<\/li>\n Up to $120 annually in Resy credits (up to $10 per month as statement credits on eligible purchases)<\/p>\n<\/li>\n Up to $120 annually in rideshare credits (up to $10 per month in statement credits with select providers)<\/p>\n<\/li>\n Statement credit for TSA PreCheck or Global Entry fees (every 4.5 or 4 years, depending on which you choose)<\/p>\n<\/li>\n Complimentary upgrade list, even for non-Medallion members<\/p>\n<\/li>\n Complimentary Hertz Five Star status<\/p>\n<\/li>\n First checked bag free<\/p>\n<\/li>\n 20% back as statement credits for in-flight purchases<\/p>\n<\/li>\n Travel and purchase protections<\/p>\n<\/li>\n<\/ul>\n We like the Delta SkyMiles Platinum card for more frequent Delta travelers. Despite its relatively high annual fee, flying with the airline at least a few times per year can help you gain enough value to make the cost worthwhile.<\/p>\n If you have a significant other or friend you like to travel with, the annual companion certificate benefit alone has more value than the card\u2019s $350 cost. It may only work for Main Cabin tickets, but you can easily get hundreds of dollars in flight value depending on the eligible destination you choose.<\/p>\n Finally, we like the Delta Platinum for its focus on both travel and everyday spending. While you\u2019ll earn plenty of SkyMiles when you book Delta flights or hotels, you can also get rewards on restaurant and supermarket spending between your travel plans \u2014 plus annual rideshare and Resy credits. This card can make a great addition for someone who wants an everyday card that helps them get closer to their next vacation.<\/p>\n Annual companion certificate:<\/strong> One of this card\u2019s best perks is the annual companion certificate, which applies to domestic destinations and the Caribbean and Central America. If you have a friend, family member, or significant other you fly with, this is a huge benefit that you can continue to use year after year.<\/p>\n<\/li>\n Everyday spending credits:<\/strong> This card\u2019s credits apply to Delta purchases, and you\u2019ll also get monthly rideshare and restaurant credits on eligible spending. When you\u2019re at home, you can use these to continue maximizing the spending on your card \u2014 and save money over the long term.<\/p>\n<\/li>\n<\/ul>\n High annual fee:<\/strong> Though it does have great benefits to help you recoup the cost, this card does still cost a large annual sum. If that\u2019s not within your budget, you may want to consider a lower-fee or no annual fee credit card.<\/p>\n<\/li>\n Best for frequent travelers:<\/strong> If you don\u2019t travel at least a few times each year, you probably won\u2019t get the best value from this card. To maximize the rewards, benefits, and justify the annual fee \u2014 make sure you consider your typical travel schedule before applying.<\/p>\n<\/li>\n<\/ul>\n Between these two cards, the Delta SkyMiles Gold is best for occasional travelers who want to earn Delta SkyMiles as their preferred rewards currency.<\/p>\n While this card won\u2019t get you hundreds of dollars in annual credits or status upgrades, it is a great option for making your travels with Delta more convenient and affordable. The priority boarding and free first checked bag alone can go a long way in improving your experience every time you fly.<\/p>\n You should think about how often you\u2019ll use this card before applying. Its primary benefit for Delta flyers is the annual $200 Delta flight credit when you make at least $10,000 in purchases. If you don\u2019t plan to spend that much on your card, you could forfeit one of its most valuable perks.<\/p>\n The Delta SkyMiles Platinum is the better option for more frequent Delta flyers who can take advantage of numerous added benefits and credits. If you fly with a companion at least once per year, tend to use rideshare services monthly, and eat out at restaurants each month, you can quickly get more than $350 in value from this card.<\/p>\n Like any card with a higher annual fee, though, make sure you\u2019re not overspending simply to take advantage. Look back at your regular spending and budget. If you don\u2019t already make purchases that you can earn credits for with this card, you\u2019ll probably end up spending more over time than you otherwise would \u2014 and risking high-interest debt.<\/p>\n If you\u2019re a very frequent traveler chasing Medallion status with Delta, this is the better option for that, too. Between the MQD Headstart and MQD Boost, the Delta Platinum can definitely help you reach your next Medallion status tier more quickly than the Gold. For travelers who fly Delta often, this can be a big benefit.<\/p>\n Most people won\u2019t benefit from having both of these Delta cards in their wallets.<\/p>\n There are some distinct benefits that would be useful combined (the Delta Platinum\u2019s companion certificate and the Delta Gold\u2019s annual Delta flight credit, for example). But most of the added perks and rewards categories are very similar.<\/p>\n Instead, it can be more useful to choose which of these Delta cards will best fit your spending habits and travel preferences with Delta \u2014 then supplement it with a more general rewards credit card or cash-back credit card for added value.<\/p>\n Here are a few more card options for travelers who want to save on future trips:<\/p>\n Rewards rate<\/p>\n Benefits<\/p>\n Why we like it:<\/strong> This is the only co-branded card from Delta and Amex with no annual fee (see rates and fees). The Delta SkyMiles\u00ae Blue American Express Card earns 2x miles on Delta purchases and dining and 1x on everything else. You can also earn 10,000 bonus miles after spending $1,000 in the first six months. Its ongoing benefits aren\u2019t as expansive as other Delta cards, but you will get 20% back on in-flight purchases, travel and purchase protections, and you can pay for Delta travel using the miles you earn.<\/p>\n Annual fee<\/p>\n $325<\/p>\n<\/li>\n Welcome offer<\/p>\n You may be eligible for as high as 100,000 Membership Rewards\u00ae Points after you spend $6,000 on eligible purchases in the first 6 months (welcome offers vary and you may not be eligible for an offer; apply to know if you\u2019re approved and find out your exact welcome offer with no credit score impact; if approved and you accept the card, your score may be impacted)<\/p>\n<\/li>\n Ongoing Purchases APR<\/p>\n See Pay Over Time APR<\/p>\n<\/li>\n Recommended credit score<\/p>\n Excellent\/Good<\/p>\n<\/li>\n<\/ul>\n Rewards rate<\/p>\n Benefits<\/p>\n Why we like it:<\/strong> The Amex Gold is one of our top picks for earning rewards on everyday spending to put toward future travel. This card earns Membership Rewards, which you can use to book travel through Amex, get statement credits, gift cards, and more. If you\u2019re a loyal Delta customer, you can even transfer your points to Delta SkyMiles, since Delta is one of the program\u2019s transfer partners.<\/p>\n You\u2019ll also get annual credits with this card, including up to $120 in dining credits Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys ($10 per month, with enrollment).<\/p>\n Annual fee<\/p>\n $95<\/p>\n<\/li>\n Welcome offer<\/p>\n Limited-time offer: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months \u2014 that\u2019s equal to $1,000 in travel<\/p>\n<\/li>\n Purchase APR<\/p>\n 19.49% – 28.49% variable<\/p>\n<\/li>\n Recommended credit score<\/p>\n Good, Excellent<\/p>\n<\/li>\n<\/ul>\n Rewards rate<\/p>\n Benefits<\/p>\n Why we like it:<\/strong> The Venture Card from Capital One is a solid travel credit card for maximizing every dollar you spend. Its rewards structure is simple: Earn 2x miles on every purchase, along with a boosted 5x miles per dollar on hotels and rental cars through Capital One Travel.<\/p>\n The few added benefits include fee credits for TSA PreCheck or Global Entry and access to the Lifestyle Collection for hotel bookings (with credits and upgrades on your stays). You can use miles toward travel, either by booking through Capital One Travel, reimbursing past travel expenses charged to your card, or transferring to Capital One hotel and airline partners.<\/p>\n Editorial Disclosure: The information in this article has not been reviewed or approved by any advertiser. All opinions belong solely to Yahoo Finance and are not those of any other entity. The details on financial products, including card rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the bank\u2019s website for the most current information. This site doesn’t include all currently available offers. Credit score alone does not guarantee or imply approval for any financial product.<\/em><\/p>\n<\/p><\/div>\n\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n