{"id":183,"date":"2026-01-15T03:28:48","date_gmt":"2026-01-15T03:28:48","guid":{"rendered":"https:\/\/diyhaven858.wasmer.app\/index.php\/usaa-mortgage-review-2026\/"},"modified":"2026-01-15T03:28:48","modified_gmt":"2026-01-15T03:28:48","slug":"usaa-mortgage-review-2026","status":"publish","type":"post","link":"https:\/\/diyhaven858.wasmer.app\/index.php\/usaa-mortgage-review-2026\/","title":{"rendered":"USAA mortgage review 2026"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong><em>The Yahoo Finance View:<\/em><\/strong><em> A USAA mortgage may be a wise choice if you\u2019re eyeing a <\/em><em>VA loan<\/em><em> or conventional loan and qualify for USAA membership. It focuses primarily on military members and their families.<\/em><!-- HTML_TAG_END --><\/p>\n<p> <iframe loading=\"lazy\" title=\"CDS Widget\" src=\"https:\/\/templates.cds.yahoo.com\/remote\/widget?campaignId=4ec2331a-fbb0-4230-81e2-d38f75a95135&amp;lineItemId=58b163d6-ba90-4126-bd53-495e20aa96b0&amp;contentId=a4b0180c-4fba-4366-8a3b-5a6f603497ac&amp;viewId=dcNxT5kWRuBXdEhew1WdpA&amp;providerId=yahoo_personal_finance_397&amp;site=finance&amp;spaceId=1183300100&amp;commerceSiteId=us-finance-pnr\" scrolling=\"no\" height=\"480\" data-testid=\"iframe-with-resizer\" class=\"yf-16wd5dt\"><\/iframe> <\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->USAA is a long-standing financial institution that serves military members, veterans, and their family members. It offers banking, insurance, retirement, and investment services to these consumers, as well as VA and conventional mortgage loans.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->To use any of USAA\u2019s products or services, you must become a member. Only U.S. military members and veterans, pre-commissioned officers, and spouses or children of these are eligible.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong>Key benefits<\/strong><!-- HTML_TAG_END --><\/p>\n<ul class=\"yf-h8k6hx\">\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->USAA offers a variety of VA loan products, including purchase loans, jumbo loans, streamline refinances, and cash-out refinances.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->USAA also offers a low-down-payment loan for first-time home buyers and several conventional loan options.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->The company\u2019s home resource library can help you better understand the buying and financing process.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<\/ul>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong>Need to know<\/strong><!-- HTML_TAG_END --><\/p>\n<ul class=\"yf-h8k6hx\">\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Only U.S. military members, veterans, precommissioned officers, or spouses\/children of these parties are eligible for USAA products.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->USAA offers only VA and conventional loan products. It does not have USDA loan or FHA loan programs.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->USAA\u2019s physical locations are limited to four states: Colorado, New York, Maryland, and Texas. It still offers mortgages nationwide, though, and you can apply online.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->USAA doesn\u2019t offer conventional loans or refinancing in Hawaii or any cash-out refinancing in Texas.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<\/ul>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>Visit USAA&#8217;s mortgage website to get started.<\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->USAA offers the following types of home loans:<!-- HTML_TAG_END --><\/p>\n<ul class=\"yf-h8k6hx\">\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Conventional loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->VA loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Purchase mortgages<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Refinance loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Cash-out refinance loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Fixed-rate mortgages<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Jumbo loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<\/ul>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->USAA does <strong>not<\/strong> offer the following types of home loans:<!-- HTML_TAG_END --><\/p>\n<ul class=\"yf-h8k6hx\">\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->FHA loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->USDA loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Adjustable-rate home loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Interest-only mortgages<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Lot loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Construction loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Guest house loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Second home loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Nonqualified mortgages<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Investment property loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Energy-efficient mortgages<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Renovation loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->1%-down payment mortgages<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Buydown loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Bridge loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Manufactured home mortgages<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Piggyback loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->ITIN mortgages<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Medical professional loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Reverse mortgages<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->HELOCs<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Home equity loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<\/ul>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>Learn how jumbo loans work and whether you qualify.<\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->USAA offers insurance, banking, retirement, and investment services for military members, veterans, and their families, so it\u2019s no surprise that the VA loan \u2014 for those who are in or have served in the U.S. military \u2014 is its primary lending product. In fact, according to Home Mortgage Disclosure Act (HMDA) data, VA loans accounted for over 66% of USAA\u2019s purchase mortgage originations in 2024.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->The lender offers a variety of VA products, including VA purchase loans, VA jumbo loans, VA streamline refinances (IRRRLS), VA jumbo streamline refinances, and VA cash-out refinances. USAA requires no down payment on any of these loans.<!-- HTML_TAG_END --><\/p>\n<section class=\"up-next-container tw-block md:tw-hidden yf-1tgly48\">\n<header class=\"small  mb-4 yf-1kayatz font-condensed\"> <\/header>\n<\/section>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->USAA doesn\u2019t offer home equity loans or home equity lines of credit (HELOCs), but it does provide cash-out refinancing \u2014 another strategy for borrowing from your home equity. The lender has VA cash-out options, including traditional and jumbo, as well as conventional cash-out refinances.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->With cash-out refinancing, you\u2019ll take out a new mortgage larger than your current one. The new loan pays off the old one and replaces it entirely. You\u2019ll then be paid the difference between those two balances and can use the cash however you see fit.<!-- HTML_TAG_END --><\/p>\n<p> <iframe loading=\"lazy\" title=\"CDS Widget\" src=\"https:\/\/templates.cds.yahoo.com\/remote\/widget?campaignId=4ec2331a-fbb0-4230-81e2-d38f75a95135&amp;lineItemId=e5969ced-a939-49d7-a146-5f7eafc8e31b&amp;contentId=a4b0180c-4fba-4366-8a3b-5a6f603497ac&amp;viewId=dcNxT5kWRuBXdEhew1WdpA&amp;providerId=yahoo_personal_finance_397&amp;site=finance&amp;spaceId=1183300100&amp;commerceSiteId=us-finance-pnr\" scrolling=\"no\" height=\"480\" data-testid=\"iframe-with-resizer\" class=\"yf-16wd5dt\"><\/iframe> <\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->USAA is pretty up front about its mortgage rates and makes them easy to find on its website. You\u2019ll see sample rates on the \u201cHome Loans\u201d page and the \u201cMortgage Rates\u201d and individual loan pages. Sample rates are available for all loan programs that the lender currently offers. For example, you can find USAA VA mortgage rates on its \u201cVA Loan\u201d page.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->On the \u201cMortgage Rates\u201d page, you\u2019ll find the numbers broken down into interest, annual percentage rate (APR), and discount points \u2014 giving you insight into how USAA came up with its sample rates.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->USAA doesn\u2019t go into its assumptions for these rates, but it disclaims that they \u201care not available to every borrower.\u201d The lender also doesn\u2019t give you the option to see a sample rate without discount points. You\u2019ll need to fill out USAA\u2019s online application for a more accurate rate quote.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Yahoo Finance uses 2024 Home Mortgage Disclosure Act data using data from almost 5 thousand home loan companies to score mortgage lenders on issued mortgage rates and total loan costs. We score each lender on a scale of 1 (lowest) to 5 (highest).<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->For example, regarding mortgage rates, a lender with a lower score charged a higher-than-median mortgage interest rate for loans issued in 2024. A higher score would indicate that a lender granted lower-than-median home loan interest rates to borrowers in 2024.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->With total home loan costs, a lower score would indicate that a lender charged higher-than-median total home loan costs in 2024. A high rating would mean that a mortgage lender offered lower-than-median all-in home loan costs in 2024.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong>USAA home loan rates score:<\/strong> 3 out of 5 stars<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong>USAA total loan costs score:<\/strong> 3 out of 5 stars<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong>What this means:<\/strong> USAA offered a near-median mortgage rate of <strong>6.5%<\/strong> and a near-median total loan cost of <strong>$5,623.25<\/strong> to borrowers in 2024.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->You must be a USAA member before you can start an application, so when you click on an &#8220;Apply now&#8221; button, that is the first step.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->USAA says it only takes a few minutes to join, however, membership is limited to &#8220;open to current and former military, officers of NOAA and USPHS, employees of certain Federal agencies, current staff and faculty of the Merchant Marine Academy, and eligible family members.&#8221;<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->USAA outlines the steps to getting a mortgage, mentioning mortgage prequalification but not preapproval. Getting prequalified is merely informational for you \u2014 it&#8217;s not a loan commitment.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->You can jump into loan approval by completing an online application. You may also contact a USAA loan officer by phone to start your application or visit one of the lender\u2019s five financial centers. These are located in Colorado Springs, Colo.; West Point, N.Y.; Highland Falls, N.Y.; Annapolis, Md.; and San Antonio, Texas.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->There is a USAA mortgage calculator that you can use to determine what your monthly payment may be based on your home price, interest rate, down payment, and loan term. You can also add in taxes, insurance, and homeowners\u2019 association dues for a more accurate number.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->This is the lender&#8217;s only mortgage-related calculator, though it does have a relatively comprehensive home-buying resource library you can browse for more guidance.<!-- HTML_TAG_END --><\/p>\n<ul class=\"yf-h8k6hx\">\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Affordability, Yahoo Finance&#8217;s measure of the availability of a wide range of loan products, earns USAA only 3 stars. That&#8217;s a little misleading because USAA is super-serving military-related borrowers, and VA loans are the go-to solution.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->USAA charges standard interest rates and fees on mortgage loans, but if you have a strong financial profile, you could an even better deal.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<\/ul>\n<ul class=\"yf-h8k6hx\">\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->We score USAA a lowly 2 stars in the Mortgage Rate Transparency category. That&#8217;s because of the sample interest rate limitations mentioned above, especially the lack of information on how the rates are calculated.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->USAA also earns only 2 stars for its fairly limited supply of online educational resources.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<\/ul>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->USAA and Navy Federal are membership-based institutions that are only open to certain military and government personnel (and their loved ones). But at the mortgage level, Navy Federal outshines its counterpart. The company offers a wider array of home loan options, including home equity loans and HELOCs.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Navy Federal also has more calculator tools, special offerings (like a no-refinance rate drop), and live chat help, which USAA does not.<!-- HTML_TAG_END --><\/p>\n<blockquote class=\"neo-blockquote yf-1lvgyjz\">\n<p class=\"yf-1lvgyjz\"><!-- HTML_TAG_START --><strong>Navy Federal mortgage review<\/strong><!-- HTML_TAG_END --><\/p>\n<\/blockquote>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Veterans United Home Loans is similar to USAA in that it only lends to a select group of military and government personnel. The big difference is that Veterans United offers just one product \u2014 the VA loan. The company is the nation\u2019s No. 1 lender by volume in the space. Veterans United also offers a 24\/7 helpline, as well as credit counseling and Realtor services, which USAA does not.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->If you want a conventional loan or investment, banking, or insurance services, USAA is your only choice between the two.<!-- HTML_TAG_END --><\/p>\n<blockquote class=\"neo-blockquote yf-1lvgyjz\">\n<p class=\"yf-1lvgyjz\"><!-- HTML_TAG_START --><strong>Veterans United Home Loans review<\/strong><!-- HTML_TAG_END --><\/p>\n<\/blockquote>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->The credit score you\u2019ll need to buy a home depends on the USAA loan program you choose. With VA loans, the government doesn\u2019t set a hard minimum, but USAA prefers a minimum 640 credit score. For conventional loans, you\u2019ll usually need at least a 620 score to qualify.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->No, USAA does not pay mortgage closing costs for the buyer.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->To get a USAA mortgage, you\u2019ll first have to become a USAA member. Only U.S. military members, veterans, precommissioned officers, and the spouses\/children of these parties are eligible.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->USAA\u2019s mortgage interest rates change often, but the company displays them prominently on its website and loan pages. Keep in mind that advertised rates often assume a high credit score and include discount points, so they may not accurately reflect the exact rate you\u2019ll qualify for.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>Methodology:<\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>Yahoo Finance reviews and scores mortgage lenders with quintile scoring in five primary categories: 1) Interest rates. Using 2024 Home Mortgage Disclosure Act data from almost 5 thousand companies, we score mortgage lenders on issued mortgage rates below or above the annual median of reporting lenders. 2) Affordability. A measure of loan product availability and the willingness of a lender to offer government-backed loans, low down payments, down payment assistance, and consideration of nontraditional credit. 3) Loan costs. HMDA data is again analyzed, and lenders are rated based on total loan costs compared to the annual median. 4) Rate transparency. The ability of a website user to obtain a mortgage interest rate estimate. We score lenders based on whether rates are enhanced with discount points or high credit score requirements, disclaimers revealing rate assumptions, sample advertised rates, and whether adjustable or no discount point rate estimates are available. 5) Online features. An analysis of the educational material, calculators, and additional resources available to users.<\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>Review of Nationwide Multistate Licensing System (NMLS) data on regulatory actions can trigger a penalty to the score of any lender with a consumer mortgage-related administrative or enforcement action within the past five years.<\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>Advertisers or sponsorships do not influence ratings.<\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>Editorial disclosure for mortgages:<\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>The information in this article has not been reviewed or approved by any advertiser. The details on financial products, including interest rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the lender&#8217;s website for the most current information. This site doesn&#8217;t include all currently available offers.<\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>Laura Grace Tarpley<\/em><em> edited this article.<\/em><!-- HTML_TAG_END --><\/p>\n<\/p><\/div>\n<p><br \/>\n<br \/><a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Yahoo Finance View: A USAA mortgage may be a wise choice if you\u2019re eyeing a VA loan or conventional loan and qualify for USAA membership. It focuses primarily on military members and their families. USAA is a long-standing financial institution that serves military members, veterans, and their family members. 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