{"id":32941,"date":"2026-02-21T02:53:51","date_gmt":"2026-02-21T02:53:51","guid":{"rendered":"https:\/\/diyhaven858.wasmer.app\/index.php\/competitive-rates-on-savings-accounts-and-cds-with-no-monthly-fees\/"},"modified":"2026-02-21T02:53:51","modified_gmt":"2026-02-21T02:53:51","slug":"competitive-rates-on-savings-accounts-and-cds-with-no-monthly-fees","status":"publish","type":"post","link":"https:\/\/diyhaven858.wasmer.app\/index.php\/competitive-rates-on-savings-accounts-and-cds-with-no-monthly-fees\/","title":{"rendered":"Competitive rates on savings accounts and CDs with no monthly fees"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<blockquote class=\"neo-blockquote yf-1lvgyjz\">\n<p class=\"yf-1lvgyjz\"><!-- HTML_TAG_START --><strong>Summary: <\/strong>Barclays Bank\u2019s history began more than 300 years ago in London and has since expanded to serve 48 million customers across the globe. It offers retail banking, credit cards, and investment and wealth management services. The U.S. division of Barclays Bank offers online savings accounts and a wide range of CD terms.<!-- HTML_TAG_END --><\/p>\n<\/blockquote>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->The Barclays Online Savings Account is a high-yield savings account with an interest rate that\u2019s more than nine times the national average. This account doesn\u2019t charge monthly maintenance fees or pose minimum balance requirements.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->The Barclays Tiered Savings Account is an online high-yield savings account designed to reward higher balances with higher interest rates. There is no minimum opening deposit for this account.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Long-term savers can benefit from Barclays online CDs, with terms that range from six months to 60 months and competitive interest rates. Interest on these CDs compounds daily and there are no hidden monthly fees or minimum balance requirements.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Barclays Bank charges very few fees. Still, customers may incur fees for certain services.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>Read more: <\/em><em>What are bank fees, and how do I avoid them?<\/em><!-- HTML_TAG_END --><\/p>\n<section class=\"up-next-container tw-block md:tw-hidden yf-1tgly48\">\n<header class=\"small  mb-4 yf-1kayatz font-condensed\"> <\/header>\n<\/section>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Here\u2019s a closer look at some of the major pros and cons of banking with Barclays:<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong>Pros:<\/strong><!-- HTML_TAG_END --><\/p>\n<ul class=\"yf-h8k6hx\">\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong>Competitive rates: <\/strong>Barclays\u2019 savings accounts and CDs offer competitive rates well above the market average.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong>Low fees:<\/strong> Barclays doesn\u2019t charge annual fees or monthly maintenance fees for its accounts. It also doesn\u2019t require a minimum balance to open an account.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<\/ul>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong>Cons:<\/strong><!-- HTML_TAG_END --><\/p>\n<ul class=\"yf-h8k6hx\">\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong>Limited account offerings: <\/strong>Barclays\u2019 online account options only include savings and CD accounts. Customers who need a wider variety of deposit products and loans should consider a different bank.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong>No physical branches in the U.S.: <\/strong>Barclays does not have any physical branch locations in the U.S. Those who frequent their bank\u2019s branch or prefer to resolve banking issues in person will have to rely on online support instead.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<\/ul>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->For banking-related questions, customers can contact a Barclays representative seven days a week between 8:00 a.m. and 8:00 p.m. ET.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Barclays customers can access their accounts 24\/7 via the bank\u2019s mobile app to view account balances, transfer money between accounts, and deposit checks remotely. The app is available for download on the App Store and Google Play, with an average rating of 4.9 and 4.7, respectively.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Barclays is committed to addressing climate change and becoming a net-zero bank by 2050. It is also working on aligning its financing with the goals and timelines of the Paris Agreement and plans to invest up to \u00a3500 million of its own capital into climate tech companies by the end of 2027, among other climate goals.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Barclays also actively gives back to the communities it serves by empowering entrepreneurs to connect with one another and scale their businesses and investing in sustainability-focused startups.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Yes. Barclays Bank is a member of the FDIC.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Barclays\u2019 routing number is 031101321.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->No. Barclays does not charge any monthly maintenance or annual fees for its accounts.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Although Barclays has a U.S. banking division, it operates solely online with no physical branches.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Barclays is a major global financial services provider that offers retail banking, credit cards, and more. Barclays Bank, specifically, is known for high-yield, fee-free online deposit accounts.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Barclays&#8217; U.S. online banking division is one of the best banks for savings accounts and CDs with high interest rates and no fees.<!-- HTML_TAG_END --><\/p>\n<\/p><\/div>\n<p><br \/>\n<br \/><a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Summary: Barclays Bank\u2019s history began more than 300 years ago in London and has since expanded to serve 48 million customers across the globe. It offers retail banking, credit cards, and investment and wealth management services. The U.S. division of Barclays Bank offers online savings accounts and a wide range of CD terms. The Barclays [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":32942,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_daextam_enable_autolinks":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[10],"tags":[3652,3654,3655,15,3653],"class_list":["post-32941","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-news","tag-barclays-bank","tag-maintenance-fees","tag-retail-banking","tag-savings-accounts","tag-the-barclays"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/diyhaven858.wasmer.app\/wp-content\/uploads\/2026\/02\/a7c8cbd1-31ed-11f0-9e79-906f28f7d404.png","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/posts\/32941","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/comments?post=32941"}],"version-history":[{"count":0,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/posts\/32941\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/media\/32942"}],"wp:attachment":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/media?parent=32941"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/categories?post=32941"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/tags?post=32941"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}