{"id":3406,"date":"2026-01-17T18:01:11","date_gmt":"2026-01-17T18:01:11","guid":{"rendered":"https:\/\/diyhaven858.wasmer.app\/index.php\/atmos-rewards-ascent-card-vs-atmos-rewards-summit-card\/"},"modified":"2026-01-17T18:01:11","modified_gmt":"2026-01-17T18:01:11","slug":"atmos-rewards-ascent-card-vs-atmos-rewards-summit-card","status":"publish","type":"post","link":"https:\/\/diyhaven858.wasmer.app\/index.php\/atmos-rewards-ascent-card-vs-atmos-rewards-summit-card\/","title":{"rendered":"Atmos Rewards Ascent card vs. Atmos Rewards Summit card"},"content":{"rendered":"


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Atmos Rewards is the joint loyalty program for Alaska Airlines and Hawaiian Airlines flyers.<\/p>\n

While Atmos Rewards’ primary target is someone who frequently flies with these carriers, the program offers more than meets the eye. Atmos Rewards points are valuable, worth 1.45 cents apiece per TPG’s January 2026 valuations, and can be used to book flights with Oneworld partners such as American Airlines.<\/p>\n

The program offers two personal cobranded credit cards issued by Bank of America. The Atmos\u2122 Rewards Ascent Visa Signature\u00ae credit card<\/span> is a solid entry-level rewards card with a $95 annual fee.<\/p>\n

Meanwhile, the Atmos\u2122 Rewards Summit Visa Infinite\u00ae Credit Card<\/span> is a premium card for Alaska and Hawaiian loyalists, loaded with perks for a $395 annual fee.<\/p>\n

Which card is right for you? Let’s dive in and see which Atmos Rewards card you should add to your wallet.<\/p>\n

Atmos Ascent vs. Atmos Summit comparison<\/h2>\n
\n\n\n\n\n\n\n\n\n\n\n
Card<\/strong><\/th>\nAtmos Ascent<\/span><\/strong><\/th>\nAtmos Summit<\/span><\/strong><\/th>\n<\/tr>\n<\/thead>\n
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$95<\/span><\/p>\n<\/td>\n

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$395<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n
<\/p>\n
    \n
  • 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases<\/li>\n
  • 2 points per dollar spent at electric vehicle charging and gas stations; on local transit; and with cable, ride-hailing and select streaming services<\/li>\n
  • 1 point per dollar spent on all other eligible purchases<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n

\n
<\/p>\n
    \n
  • 3 points per dollar spent on eligible Alaska Airlines and Hawaiian Airlines purchases, eligible dining purchases, and foreign transactions<\/li>\n
  • 1 point per dollar spent on all other purchases<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n<\/tr>\n

\n\n

Earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 on purchases within the first 90 days of opening an account.<\/span><\/p>\n<\/td>\n

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Earn 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 on purchases within the first 90 days of opening an account.<\/span><\/p>\n<\/td>\n<\/tr>\n

\n\n<\/tr>\n
\n
\n
<\/p>\n
    \n
  • Annual $99 Companion Fare (plus taxes and fees from $23) each account anniversary after spending at least $6,000 on the card in the prior anniversary year<\/li>\n
  • One free checked bag for the cardholder and up to six other passengers on the same reservation<\/li>\n
  • Preferred boarding on Alaska Airlines and Hawaiian Airlines<\/li>\n
  • 1 status point for every $3 spent on purchases with no spending cap<\/li>\n
  • 20% back on all inflight purchases<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n

\n
<\/p>\n
    \n
  • Annual 25,000-point Global Companion Award each account anniversary, plus the chance to earn a 100,000-point Global Companion Award if you spent $60,000 or more on the card in the prior anniversary year<\/li>\n
  • No change fees when you need to make a same-day change to an Alaska flight<\/li>\n
  • One free checked bag for the cardholder and up to six other passengers on the same reservation<\/li>\n
  • Preferred boarding on Alaska Airlines and Hawaiian Airlines<\/li>\n
  • 10,000 status points every year on your account anniversary<\/li>\n
  • 1 status point for every $2 spent on purchases with no spending cap<\/li>\n
  • 20% back on all inflight purchases<\/li>\n
  • $50 voucher for Alaska Airlines flight cancellations or departure delays of two or more hours<\/li>\n
  • Eight Wi-Fi passes each year (two passes per quarter)<\/li>\n<\/ul>\n

    <\/span><\/div>\n<\/td>\n<\/tr>\n

\n\n

$100 off an annual Alaska Lounge+ Membership<\/span><\/p>\n<\/td>\n

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Eight Alaska lounge passes annually (two passes each calendar quarter)<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

Atmos Ascent vs. Atmos Summit welcome bonus<\/h2>\n

Both cards provide solid welcome bonuses.<\/p>\n

New applicants for the Atmos Ascent<\/span> can earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 on purchases within the first 90 days of opening their account.<\/p>\n

Per TPG’s valuations, the points in this offer are worth $1,015.<\/p>\n

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\"Atmos<\/div>
THE POINTS GUY<\/figcaption><\/figure>\n

Meanwhile, the Atmos Summit<\/span> is offering new cardholders the chance to earn 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 on purchases within the first 90 days of opening your account.<\/p>\n

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This offer is worth up to $1,523 when you combine the value of the base points and the Global Companion Award, according to TPG’s valuations.<\/p>\n

Winner: <\/strong>Atmos Summit. Even though the spending requirement is higher, you’ll receive more points with this bonus. However, if you’d be more comfortable with a lower spending requirement or earning a Companion Fare instead of more points, the Ascent could be a better option.<\/p>\n

Atmos Ascent vs. Atmos Summit benefits<\/h2>\n

As noted in the table above, the Atmos Ascent<\/span> and Atmos Summit<\/span> share some benefits. These are:<\/p>\n