Not only do I have a bunch for my personal expenses but I have a couple for this business too. One of my favorite business credit cards is the Capital One Venture X Business Credit Card. It\u2019s Capital One\u2019s top-tier business product. I love it because there\u2019s a big welcome offer, lounge access to over 1,300 airport lounges, annual travel credits, and a simple 2x reward on all spending (which ensures you are always earning multiples miles per dollar spent).<\/p>\n To help you decide if this card is for you, here\u2019s my full review of the card and why I love it so much:<\/p>\n \n\u00a0<\/p>\n The Capital One Venture X Business Credit Card is a travel rewards card issued by Capital One. It comes with a $395 annual fee that is way lower than the other premium business cards out there. And I think you can easily get way more value than the annual fee costs. Here\u2019s a quick look at the main perks:<\/p>\n \u00a0<\/p>\n Capital One miles can be redeemed in a few ways. One is by booking travel directly through Capital One\u2019s portal. While I usually don\u2019t recommend booking through credit card portals, to fully benefit from the Venture X\u2019s travel credit (and to get the 5x and 10x miles offers) you\u2019ll need to use their portal.<\/p>\n Another option is to use your miles to get reimbursed for any travel purchase. For 90 days after making such a purchase, you can reimburse yourself at a redemption rate of one cent per mile. After 90 days, and for all other purchases, you can use miles as cash back, at a redemption rate of 0.5 cents per mile (but avoid doing this, as it\u2019s not a good value).<\/p>\n You can also use your Capital One miles in the Capital One Entertainment portal to book tickets for concerts, sports events, and more. Occasionally, Capital One offers cardholder-only events and presale opportunities too. While you\u2019ll get just 0.8 cents per mile for tickets (not the best value), it\u2019s still a fun and unique way to redeem miles.<\/p>\n However, you\u2019ll get the most out of your miles by transferring them to Capital One\u2019s 15+ airline and hotel partners. While the actual value varies based on what you book, you can usually find airline and hotel redemptions worth much more than the aforementioned one cent per mile. (The process is pretty straightforward and can be done through your Capital One account.)<\/p>\n Here are Capital One\u2019s current travel partners:<\/p>\n \u00a0<\/p>\n As someone who travels constantly for work, I\u2019m always looking for ways to earn miles faster and make airport life a little less painful. I like this card for the simple 2x miles on everything. I use a lot of other cards that can get you 3 or 4x on certain categories like advertising or non-portal travel spend like flights and hotels. But when it comes to dining, museums, transportation, etc, there\u2019s not a lot of ways to get more than 2x per dollar spent on a business card. So, I use this Venture X for anything I can\u2019t get more than 2x per dollar. <\/p>\n Here\u2019s a deep dive into some of the main perks:<\/p>\n $300 Travel Credit<\/strong> The catch? You do have to book through Capital One\u2019s travel portal. It\u2019s powered by Hopper, so the interface is clean and prices are usually competitive. I\u2019ve found some good deals there. <\/p>\n Lounge Access<\/strong> Anniversary Bonus<\/strong> The Capital One Venture X Business Credit Card is best for small- to medium-sized business owners who travel regularly and can put at least $30,000 to ensure they meet the welcome offer requirements. <\/p>\n Overall, I think the Capital One Venture X Business is one of the best-value premium business cards out there right now. It\u2019s not as benefit-packed or as flashy as the The Business Platinum Card\u00ae from American Express or the Chase Sapphire Reserve for Business?, but it\u2019s easier to use, has a less expensive annual fee, gets you lounge access, and an easy to understand earning structure. <\/p>\n It\u2019s one of the cards I use the most often for my business. I highly recommend getting it.<\/p>\n Download my free guide to points and miles and learn how to use points and miles for free travel! It’s how all the pros travel so much! In this guide, I’ll show you:<\/p>\n
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I\u2019m a sucker for a good travel rewards card. Over the years, I\u2019ve collected a small handful of them \u2014 not because I love juggling annual fees, but because the right cards can save you a lot<\/em> of money on flights, hotels, and travel perks you\u2019d otherwise pay out of pocket for.<\/p>\nWhat is the Capital One Venture X Business Card?<\/span><\/h3>\n
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Using Your Capital One Miles<\/span><\/h3>\n
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Pros of the Venture X Business Card<\/span><\/h3>\n
Each year, you get a $300 credit toward bookings made through Capital One Business Travel (flights, hotels, or car rentals). If you\u2019re already booking travel regularly, this credit is basically free money \u2014 and it immediately drops your effective<\/em> annual fee from $395 to $95.<\/p>\n
You get access to Capital One Lounges and Priority Pass lounges. Capital One\u2019s own lounges are actually great \u2014 spacious, modern, good food \u2014 though they\u2019re still limited location. But they are expanding how many they have and I personally think they are way better than the other lounges competitor banks have. You also get Priority Pass access t o over 1,300 lounges globally, which is a common but really nice perk.<\/p>\n
Every year on your account anniversary, you\u2019ll get 10,000 bonus miles (worth about $100 toward travel). It\u2019s a nice \u201cthank you\u201d that helps offset the annual fee even further.
\u00a0<\/p>\nShould You Get This Card?<\/span><\/h3>\n
Stop paying full price for travel!<\/h5>\n
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