{"id":4638,"date":"2026-01-19T06:51:05","date_gmt":"2026-01-19T06:51:05","guid":{"rendered":"https:\/\/diyhaven858.wasmer.app\/index.php\/pregnant-mom-needs-bigger-car-renos-for-growing-family-ramsey-show-hosts-say-to-start-saving\/"},"modified":"2026-01-19T06:51:05","modified_gmt":"2026-01-19T06:51:05","slug":"pregnant-mom-needs-bigger-car-renos-for-growing-family-ramsey-show-hosts-say-to-start-saving","status":"publish","type":"post","link":"https:\/\/diyhaven858.wasmer.app\/index.php\/pregnant-mom-needs-bigger-car-renos-for-growing-family-ramsey-show-hosts-say-to-start-saving\/","title":{"rendered":"Pregnant mom needs bigger car, renos for growing family. Ramsey Show hosts say to start saving"},"content":{"rendered":"
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The Ramsey Show<\/em> co-hosts Ken Coleman and Jade Warshaw were bowled over and hit for six on one of their more recent episodes.<\/p>\n
Cricket idioms aside, Kim from Detroit called into the show and gave them a big shock when she revealed that she was expecting her sixth child.<\/p>\n
Coleman and Warshaw were nearly speechless, especially when Kim shared that her kids range from 12 years old to a baby who is not quite one yet.<\/p>\n
The problem?<\/p>\n
\u201cWe have no money,\u201d Kim said.<\/p>\n
Kim said she called the show for help figuring out how to afford a vehicle that can fit her growing family. Currently, they lease a seven-seat vehicle through her husband\u2019s job for $275 a month. Since the family only has one car, Kim said she wasn\u2019t sure what to do next, especially after learning that eight-seat vehicles cost closer to $700 a month.<\/p>\n
Kim also said her family lives in a two-bedroom house and hopes to renovate the basement to add bedrooms and an office for her husband, who works from home.<\/p>\n
Coleman shut that idea down immediately.<\/p>\n
\u201cHere\u2019s the deal,\u201d he said. \u201cThere is no expansion of the house for him. He\u2019s going to a place called a coffee shop.\u201d<\/p>\n
Kim\u2019s husband earns about $75,000 a year working in customer service for an automaker. Kim brings in about $2,400 a month doing dog grooming and boarding. Their mortgage is $1,450 a month. After covering necessities, they still have about $2,000 left over each month.<\/p>\n
So why don\u2019t they have any savings? \u201cDoorDash,\u201d Kim said.<\/p>\n
The family also carries $30,000 in consumer debt, including at least two credit cards that have gone to collections. When the hosts asked where the debt came from, Kim didn\u2019t sugarcoat it.<\/p>\n
\u201cMy husband spent it on garbage.\u201c<\/p>\n
Coleman said that the issue wasn\u2019t income, but spending.<\/p>\n
\u201cYou guys are making enough money,\u201d he said. \u201cBetween his ($75,000) and, let\u2019s call it your ($2,400 a month), you guys don\u2019t need to be spending money on credit cards. It\u2019s not like you need that money to live. You guys are just being ridiculously careless.\u201d<\/p>\n
Both hosts were firm that taking on more debt to get a new car was not an option.<\/p>\n
\u201cI know it\u2019s easy to focus on, like, the micro problems, like the lease,\u201d Warshaw said. \u201cThe biggest problem is you\u2019ve had $2,000 of margin (in your budget) for the last five, six years that he’s been working … but you don\u2019t have any money saved.\u201d<\/p>\n<\/p><\/div>\n