{"id":5159,"date":"2026-01-20T05:02:26","date_gmt":"2026-01-20T05:02:26","guid":{"rendered":"https:\/\/diyhaven858.wasmer.app\/index.php\/should-you-buy-nu-holdings-stock-before-feb-25\/"},"modified":"2026-01-20T05:02:26","modified_gmt":"2026-01-20T05:02:26","slug":"should-you-buy-nu-holdings-stock-before-feb-25","status":"publish","type":"post","link":"https:\/\/diyhaven858.wasmer.app\/index.php\/should-you-buy-nu-holdings-stock-before-feb-25\/","title":{"rendered":"Should You Buy Nu Holdings Stock Before Feb. 25?"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div xmlns:default=\"http:\/\/www.w3.org\/2000\/svg\" data-testid=\"article-body\">\n<div class=\"bodyItems-wrapper\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><span>We&#8217;re at the midpoint of January. And that means investors are starting to get ready for <\/span><span>earnings season<\/span><span> to kick off in earnest. This is a critical time when companies reveal their latest financial figures, so it&#8217;s important to understand what&#8217;s coming up.<\/span><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><span>A business that might be of interest is <\/span><strong><span>Nu Holdings<\/span><\/strong><span> <span class=\"ticker\">(NYSE: NU)<\/span>. Its shares have performed exceptionally well, rising 350% in the past three years (as of Jan. 14). There are reasons to be both <\/span><span>bullish and bearish<\/span><span>. <\/span><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><span>This <\/span><span>fintech stock<\/span><span> reports Q4 2025 (ended Dec. 31) financial results on Feb. 25. Should investors buy Nu shares before then? <\/span><!-- HTML_TAG_END --><\/p>\n<figure data-testid=\"article-figure-image\" class=\"yf-1ems0tc\">\n<div class=\"image-container yf-lglytj loader\" style=\"--max-height: 640px;\">\n<div class=\"image-wrapper yf-lglytj\" style=\"--aspect-ratio: 960 \/ 640; --img-max-width: 960px;\"><img fetchpriority=\"high\" decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/ywAAAAAAQABAAACAUwAOw==\" alt=\"Someone holding up their phone with the logo for the Nu app front and center. \" loading=\"eager\" height=\"640\" width=\"960\" class=\"yf-lglytj loader\"\/><\/div>\n<\/div><figcaption class=\"yf-1ems0tc\"><!-- HTML_TAG_START -->Image source: Getty Images.<!-- HTML_TAG_END -->  <\/figcaption><\/figure>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><span>Nu operates a digital-only banking platform that serves customers in Latin America. It has registered phenomenal growth in the past. And it&#8217;s likely to continue doing so. That&#8217;s because this part of the world has a high concentration of unbanked and underbanked citizens. This has created the perfect opportunity for a disruptor like Nu to leverage the internet, mobile phones, and technology to serve customers.<\/span><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><span>Revenue increased 31% year over year to $11.1 billion through the first nine months of 2025. Nu ended Q3 (as of Sept. 30) with 127 million customers after adding 17.3 million net new ones in the prior 12 months. It counts 60% of the Brazilian adult population as its customers. And there are a combined 17 million customers in Mexico and Colombia.<\/span><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><span>The company is highly <\/span><span>profitable<\/span><span> as well. It collected $2 billion in net income in the first nine months of 2025. Credit goes to Nu&#8217;s stellar unit economics. The monthly average cost to serve a customer in Q3 was just $0.90. However, the monthly average revenue per active customer was significantly higher at $13.40. With monetization looking like this, it makes sense that growing the customer base is a priority.<\/span><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><span>The leadership continues to think about the future. Unsurprisingly, artificial intelligence (AI) is a strategic focus.<\/span><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><span>&#8220;Our vision is to become AI-first, which means integrating foundation models deeply into our operations to drive an AI-native interface to banking, while creating meaningful benefits for both our customers and our business,&#8221; CEO David V\u00e9lez said on the Q3 2025 earnings call.<\/span><!-- HTML_TAG_END --><\/p>\n<\/p><\/div>\n<p>   <button class=\"secondary-btn fin-size-large readmore-button    rounded   yf-r7dg9i\" data-ylk=\"elm:readmore;itc:1;sec:content-canvas;slk:Story%20Continues\" aria-label=\"Story Continues\" title=\"Story Continues\"> <span>Story Continues<\/span> <\/button> <\/p>\n<div class=\"read-more-wrapper\" style=\"display: none\" data-testid=\"read-more\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><span>Nu&#8217;s success thus far is noteworthy. However, it faces a risk in the form of competition. <\/span><strong><span>MercadoLibre<\/span><\/strong><span> and <\/span><strong><span>Itau Unibanco<\/span><\/strong><span> are both large financial institutions. And given the ongoing development of Latin America, it&#8217;s expected that others will also spot the lucrative opportunity to serve these people. This will require Nu to operate on top of its game to keep its success going. <\/span><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><span>And as any banking provider knows, <\/span><span>macroeconomic<\/span><span> risks can&#8217;t be ignored, either. Lending money to customers involves accepting that interest rates, economic growth, or unemployment can work against you without any warning. This is why it&#8217;s important to adopt quality credit standards, especially since these customers might be new to financial services.<\/span><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><span>Nu also doesn&#8217;t operate in a developed market such as the United States. Latin America presents unique challenges. In addition to macro factors just mentioned, there are political instability and currency fluctuations to be mindful of. And regulatory regimes could change unpredictably.<\/span><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><span>Waiting until the end of February for Nu to report its Q4 financials might appear to be a smart move. After this date, investors will have greater clarity about the state of the business. This could help you make a more informed decision, as you&#8217;ll have key insights about Q4 results that include metrics like customer growth, revenue, net income, deposits, and credit loss allowance expense. Plus, any commentary from the management team will be valuable.<\/span><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><span>However, I don&#8217;t think investors have to wait. The company continues to put up impressive financial gains. And this should continue for the foreseeable future, barring a major economic disturbance occurring in the markets that Nu operates in.<\/span><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><span>Another reason to consider buying this fintech stock right now is because its <\/span><span>valuation<\/span><span> is compelling. At a forward price-to-earnings (P\/E) ratio of 20.7, the market is offering investors a good deal to add Nu to their portfolios. <\/span><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Ever feel like you missed the boat in buying the most successful stocks? Then you\u2019ll want to hear this.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->On rare occasions, our expert team of analysts issues a <strong>\u201cDouble Down\u201d stock<\/strong> recommendation\u00a0for companies that they think are about to pop. If you\u2019re worried you\u2019ve already missed your chance to invest, now is the best time to buy before it\u2019s too late. And the numbers speak for themselves:<!-- HTML_TAG_END --><\/p>\n<ul class=\"yf-h8k6hx\">\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong>Nvidia:<\/strong><span>\u00a0<\/span>if you invested $1,000 when we doubled down in 2009,<span>\u00a0<\/span><strong>you\u2019d have $483,029<\/strong>!*<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong>Apple:<\/strong> if you invested $1,000 when we doubled down in 2008, <strong>you\u2019d have $48,612<\/strong>!*<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong>Netflix:<\/strong> if you invested $1,000 when we doubled down in 2004, <strong>you\u2019d have $474,578<\/strong>!*<!-- HTML_TAG_END --><\/p>\n<\/li>\n<\/ul>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><span>Right now, we\u2019re issuing \u201cDouble Down\u201d alerts for three incredible companies<\/span><strong><span>, available when you join<span>\u00a0<\/span><em>Stock Advisor<\/em><\/span><\/strong><span>, and there may not be another chance like this anytime soon.<\/span><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong>See the 3 stocks \u00bb<\/strong><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em><span>*Stock Advisor returns as of January 12, 2026<\/span><\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>Neil Patel has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends MercadoLibre. The Motley Fool recommends Nu Holdings. The Motley Fool has a disclosure policy.<\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Should You Buy Nu Holdings Stock Before Feb. 25? was originally published by The Motley Fool<!-- HTML_TAG_END --><\/p>\n<\/p><\/div>\n<\/p><\/div>\n<p><br \/>\n<br \/><a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>We&#8217;re at the midpoint of January. And that means investors are starting to get ready for earnings season to kick off in earnest. This is a critical time when companies reveal their latest financial figures, so it&#8217;s important to understand what&#8217;s coming up. A business that might be of interest is Nu Holdings (NYSE: NU). [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5160,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_daextam_enable_autolinks":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[10],"tags":[672,671,496,669,673,670],"class_list":["post-5159","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-news","tag-customers","tag-financial-services-industry","tag-investors","tag-latin-america","tag-macroeconomic-risks","tag-nu-holdings"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/diyhaven858.wasmer.app\/wp-content\/uploads\/2026\/01\/166c49aaaa963c3e8ab6cc3bff2f5003.jpeg","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/posts\/5159","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/comments?post=5159"}],"version-history":[{"count":0,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/posts\/5159\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/media\/5160"}],"wp:attachment":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/media?parent=5159"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/categories?post=5159"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/tags?post=5159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}