\n<\/p>\n
\nSummary:<\/strong> America First Credit Union (formerly known as the Fort Douglas Civilian Employees Credit Union) was founded in 1939 by a group of 59 co-workers, friends, and neighbors. Since its founding, the credit union has expanded to serve 1.5 million members through its array of banking products and services for personal and business customers.<\/p>\n<\/blockquote>\n
\n
- \n
Classic checking: <\/strong>The classic checking account is America First CU\u2019s most basic checking account option. It\u2019s free to open and does not charge any monthly maintenance fees. It offers a debit card, bill pay services, overdraft services, and competitive dividends. There\u2019s no minimum balance requirement to open this account or earn interest.<\/p>\n<\/li>\n
- \n
Premium checking: <\/strong>The premium checking account offers the same features as the classic checking account with added perks such as identity theft protection, digital coupons, and more. It comes with a $6 monthly fee that can be waived if you set up at least $500 in direct deposits per month, complete 20 or more transactions per month with your Visa credit or debit card, and maintain an average daily checking balance of at least $1,500. There\u2019s no minimum balance requirement for this account, but in order to earn the 0.1% APY, you\u2019ll need to maintain a balance of at least $500.<\/p>\n<\/li>\n
- \n
Money market checking: <\/strong>The money market checking account offers members a hybrid option between a checking and savings account. This account provides higher dividends for members with larger account balances while still offering easy access to funds. The interest rate for this account ranges from 0.1% to 0.3% APY, depending on your account balance. A minimum opening deposit of $10,000 is required, and you must maintain a minimum of $2,000 in your account to earn dividends.<\/p>\n<\/li>\n<\/ul>\n