{"id":7137,"date":"2026-01-22T17:57:46","date_gmt":"2026-01-22T17:57:46","guid":{"rendered":"https:\/\/diyhaven858.wasmer.app\/index.php\/fairway-independent-mortgage-review-2026\/"},"modified":"2026-01-22T17:57:46","modified_gmt":"2026-01-22T17:57:46","slug":"fairway-independent-mortgage-review-2026","status":"publish","type":"post","link":"https:\/\/diyhaven858.wasmer.app\/index.php\/fairway-independent-mortgage-review-2026\/","title":{"rendered":"Fairway Independent Mortgage review 2026"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong><em>The Yahoo Finance View:<\/em><\/strong><em> Fairway Independent Mortgage Corporation offers several loan options, including <\/em><em>medical professional loans<\/em><em>, and has locations in 48 U.S. states. It has a wide array of mortgage and home-buying resources.<\/em><!-- HTML_TAG_END --><\/p>\n<p> <iframe loading=\"lazy\" title=\"CDS Widget\" src=\"https:\/\/templates.cds.yahoo.com\/remote\/widget?campaignId=4ec2331a-fbb0-4230-81e2-d38f75a95135&amp;lineItemId=58b163d6-ba90-4126-bd53-495e20aa96b0&amp;contentId=6a09f808-8615-4da5-a752-7a686410929d&amp;viewId=Jz4dAgsZTgT4-gzSUF2UNg&amp;providerId=yahoo_personal_finance_397&amp;site=finance&amp;spaceId=1183300100&amp;commerceSiteId=us-finance-pnr\" scrolling=\"no\" height=\"480\" data-testid=\"iframe-with-resizer\" class=\"yf-16wd5dt\"><\/iframe> <\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Fairway Independent Mortgage Corporation is a seasoned mortgage lender offering a variety of loan products nationwide. The company provides the standard conventional, FHA, VA, and USDA loans, as well as more specialized options such as physician and renovation loans.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Fairway has physical branch locations in 48 states and Washington, D.C., and is ranked above average in J.D. Power\u2019s 2025 Mortgage Origination Satisfaction Study.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong>Key benefits:<\/strong><!-- HTML_TAG_END --><\/p>\n<ul class=\"yf-h8k6hx\">\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Fairway Independent Mortgage has hundreds of locations across 48 states and Washington, D.C.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->You can apply online, in person, or over the phone.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->The lender offers many loan options, including renovation loans and ones for medical professionals.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Borrowers have access to many home-buying resources and calculator tools.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Fairway offers affordable housing grants, which can reduce your closing costs or down payment. The lender will cover the lesser of $4,500 or 2% of the purchase price, and the borrower supplies the remaining 1% toward the total 3% down payment.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<\/ul>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong>Need to know:<\/strong><!-- HTML_TAG_END --><\/p>\n<ul class=\"yf-h8k6hx\">\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->There are no branch locations in Alaska or West Virginia; however, Fairway is still licensed to offer mortgages in these states.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->The lender does not offer home equity loans or HELOCs.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Fairway ranks above average on J.D. Power\u2019s Mortgage Originator Satisfaction Survey.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<\/ul>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>Visit the Fairway Independent Mortgage website to get started.<\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Fairway Independent Mortgage offers the following types of home loans:<!-- HTML_TAG_END --><\/p>\n<ul class=\"yf-h8k6hx\">\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Conventional loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->FHA loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->VA loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->USDA loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Purchase mortgages<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Refinance loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Cash-out refinance loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Fixed-rate mortgages<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Adjustable-rate home loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Jumbo loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Construction loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Renovation loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Medical professional loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->1% down payment mortgages<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Reverse mortgages<!-- HTML_TAG_END --><\/p>\n<\/li>\n<\/ul>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Fairway Independent Mortgage does <strong>not<\/strong> offer the following types of home loans:<!-- HTML_TAG_END --><\/p>\n<ul class=\"yf-h8k6hx\">\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Interest-only mortgages<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Lot loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Guest house loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Second home loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Nonqualified mortgages<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Investment property loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Energy-efficient mortgages<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Buydown loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Bridge loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Manufactured home mortgages<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Piggy-back loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->ITIN mortgages<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Home equity loans<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->HELOCs (They offer brokered HELOCs through a different website, but not directly)<!-- HTML_TAG_END --><\/p>\n<\/li>\n<\/ul>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Fairway Independent Mortgage Corporation offers FHA loans for purchasing a home, refinancing, and renovating a property. Its FHA loan options include adjustable- and fixed-rate FHA loans, FHA 203(k) loans, and FHA Streamline Refinances, which allow you to refinance one FHA loan into another easily.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->FHA loans account for nearly 25% of all Fairway\u2019s mortgage origination business, according to 2024 Home Mortgage Disclosure Act data. They are the lender\u2019s second-most popular mortgage product after conventional loans.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Fairway Independent Mortgage Corporation doesn\u2019t offer home equity loans or home equity lines of credit (HELOCs), though it does have cash-out refinancing options. This is another tool you can use to borrow from your home equity.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->With a cash-out refinance, you\u2019ll get a new mortgage loan with a larger balance than your current one, then use those funds to pay off the old loan. You\u2019ll get the difference back in cash and can use it for anything you wish. Homeowners choose this option to pay for home repairs or pay off credit card debt \u2014 if they can also improve the interest rate of their existing mortgage.<!-- HTML_TAG_END --><\/p>\n<p> <iframe loading=\"lazy\" title=\"CDS Widget\" src=\"https:\/\/templates.cds.yahoo.com\/remote\/widget?campaignId=4ec2331a-fbb0-4230-81e2-d38f75a95135&amp;lineItemId=e5969ced-a939-49d7-a146-5f7eafc8e31b&amp;contentId=6a09f808-8615-4da5-a752-7a686410929d&amp;viewId=Jz4dAgsZTgT4-gzSUF2UNg&amp;providerId=yahoo_personal_finance_397&amp;site=finance&amp;spaceId=1183300100&amp;commerceSiteId=us-finance-pnr\" scrolling=\"no\" height=\"480\" data-testid=\"iframe-with-resizer\" class=\"yf-16wd5dt\"><\/iframe> <\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Fairway is not very transparent about its interest rates. There are no advertised or sample rates on the website, so you\u2019ll need to fill out an application or talk to a loan officer to get a rate quote.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Yahoo Finance uses 2024 Home Mortgage Disclosure Act data from nearly 5 thousand mortgage companies to score lenders on issued mortgage rates and total loan costs. We score each lender on a scale of 1 (lowest) to 5 (highest).<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->For example, regarding mortgage rates, a lender with a lower score charged a higher-than-median mortgage interest rate for loans issued in 2024. A higher score would indicate that a lender granted lower-than-median home loan interest rates to borrowers in 2024.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->With total home loan costs, a lower score would indicate that a lender charged higher-than-median total home loan costs in 2024. A high rating would mean that a mortgage lender offered lower-than-median all-in home loan costs in 2024.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong>Fairway Independent Mortgage home loan rates score:<\/strong> 2 out of 5 stars<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong>Fairway Independent Mortgage total loan costs score: <\/strong>2 out of 5 stars<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><strong>What this means: <\/strong>Fairway Independent Mortgage offered a higher-than-median mortgage rate of <strong>6.75%<\/strong> and a higher-than-median total loan cost of <strong>$6,907.75<\/strong> to borrowers in 2024.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->To apply for a mortgage with Fairway Independent Mortgage Corporation, you must fill out an online application through the lender\u2019s website, call your local branch\u2019s number, or visit one of the company\u2019s hundreds of locations nationwide. Keep in mind: There are no locations in Alaska or West Virginia, though there is a digital application process available for these states.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->The homepage features a prominent &#8220;Get Pre-Approved&#8221; button. A disclaimer clarifies that the process is strictly a preliminary review, and final loan approval can only happen after the full mortgage underwriting process.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Turns out, the &#8220;preapproval&#8221; is nothing more than a contact form. You input basic info \u2014 nothing personal \u2014 until the last step, when your name, email address, and phone number trigger a contact.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->The button probably should be relabeled as &#8220;contact us.&#8221;<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Fairway has lots of helpful resources for borrowers, including the following:<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Its calculator tools include:<!-- HTML_TAG_END --><\/p>\n<ul class=\"yf-h8k6hx\">\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Monthly mortgage payment calculator<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Rent vs. buy calculator<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Refinance calculator<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Home affordability calculator<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Mortgage comparison calculator<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->HELOC payment calculator<!-- HTML_TAG_END --><\/p>\n<\/li>\n<\/ul>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>How much house can you afford? Use Yahoo Finance\u2019s home affordability calculator<\/em><!-- HTML_TAG_END --><\/p>\n<ul class=\"yf-h8k6hx\">\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Fairway earns our highest 5-star score in the Online Features category for excellent digital educational resources.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->It also earns 4 stars in Affordability by offering a broad range of loan options.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<\/ul>\n<ul class=\"yf-h8k6hx\">\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Fairway Independent Mortgage falls short in rate transparency. There are no sample mortgage rates available on its website.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-h8k6hx\">\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->A mortgage from Fairway is likely to be slightly overpriced. According to our analysis of HMDA data, its loan costs and mortgage rates are slightly higher than average.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<\/ul>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>Follow these 8 strategies for getting the lowest mortgage rate possible.<\/em><!-- HTML_TAG_END --><\/p>\n<h3 class=\"header-scroll yf-1u6g9f6\" id=\"fairway-independent-mortgage-vs-loandepot\"><!-- HTML_TAG_START -->Fairway Independent Mortgage vs. loanDepot<!-- HTML_TAG_END --><\/h3>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Fairway and loanDepot offer similar types of mortgage loans, though loanDepot directly offers HELOCs, while Fairway does not. Fairway offers renovation loans and medical professional loans, which can make it easier for doctors and other medical pros to qualify despite high student loan balances. The better fit depends on the best mortgage for your needs.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->If you\u2019re already a loanDepot customer and refinance through the company, loanDepot may waive its lender fee through its Lifetime Guarantee program. Unfortunately, loanDepot has a below-average rating on J.D. Power\u2019s satisfaction study, while Fairway earns a better-than-average ranking.<!-- HTML_TAG_END --><\/p>\n<blockquote class=\"neo-blockquote yf-1lvgyjz\">\n<p class=\"yf-1lvgyjz\"><!-- HTML_TAG_START --><strong>loanDepot mortgage review<\/strong><!-- HTML_TAG_END --><\/p>\n<\/blockquote>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Fairway and Pennymac offer slightly different loan options. Pennymac offers home equity loans, investment property loans, and a mortgage rate buydown program, while Fairway has a medical professional loan and renovation loan.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Pennymac offers more borrower incentives and also advertises its mortgage rates more clearly. Fairway does not advertise its rates.<!-- HTML_TAG_END --><\/p>\n<blockquote class=\"neo-blockquote yf-1lvgyjz\">\n<p class=\"yf-1lvgyjz\"><!-- HTML_TAG_START --><strong>Pennymac mortgage review<\/strong><!-- HTML_TAG_END --><\/p>\n<\/blockquote>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Yes, Fairway is a legitimate mortgage lender that offers home loan products in all 50 U.S. states, with branches in 48 states.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Fairway Mortgage is a mortgage lender that offers a range of home loan options. This differs from a mortgage broker, which is a company that acts as a middleman between borrowers and lenders to help home buyers find a lender that\u2019s a good fit.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Fairway Independent Mortgage has been around for nearly three decades. The company was founded in 1996.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START -->Fairway\u2019s credit score minimums vary by loan program. You\u2019ll usually need a 620 for conventional loans, a 580 for FHA loans, a 580 for VA loans, and a 640 for USDA loans.<!-- HTML_TAG_END --><\/p>\n<hr class=\"yf-1dchatk\"\/>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>Methodology:<\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>Yahoo Finance reviews and scores mortgage lenders with quintile scoring in five primary categories: 1) Interest rates. Using 2024 Home Mortgage Disclosure Act data from nearly 5 thousand home loan companies, we score mortgage lenders on issued mortgage rates below or above the annual median of reporting lenders. 2) Affordability. A measure of loan product availability and the willingness of a lender to offer government-backed loans, low down payments, down payment assistance, and consideration of nontraditional credit. 3) Loan costs. HMDA data is again analyzed, and lenders are rated based on total loan costs compared to the annual median. 4) Rate transparency. The ability of a website user to obtain a mortgage interest rate estimate. We score lenders based on whether rates are enhanced with discount points or high credit score requirements, disclaimers revealing rate assumptions, sample advertised rates, and whether adjustable or no discount point rate estimates are available. 5) Online features. An analysis of the educational material, calculators, and additional resources available to users.<\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>Review of Nationwide Multistate Licensing System (NMLS) data on regulatory actions can trigger a penalty to the score of any lender with a consumer mortgage-related administrative or enforcement action within the past five years.<\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>Advertisers or sponsorships do not influence ratings.<\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>Editorial disclosure for mortgages:<\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>The information in this article has not been reviewed or approved by any advertiser. The details on financial products, including interest rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the lender&#8217;s website for the most current information. This site doesn&#8217;t include all currently available offers.<\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-vbsvxt\"><!-- HTML_TAG_START --><em>Laura Grace Tarpley<\/em><em> edited this article.<\/em><!-- HTML_TAG_END --><\/p>\n<\/p><\/div>\n<p><br \/>\n<br \/><a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Yahoo Finance View: Fairway Independent Mortgage Corporation offers several loan options, including medical professional loans, and has locations in 48 U.S. states. It has a wide array of mortgage and home-buying resources. Fairway Independent Mortgage Corporation is a seasoned mortgage lender offering a variety of loan products nationwide. The company provides the standard conventional, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7138,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_daextam_enable_autolinks":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[10],"tags":[23,918,917,36,31,39,37,308,20,909,35],"class_list":["post-7137","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-news","tag-conventional-loans","tag-fairway-independent-mortgage","tag-fairway-independent-mortgage-corporation","tag-fha","tag-fha-loans","tag-home-equity-loans","tag-mortgage-lender","tag-mortgage-origination","tag-mortgage-rates","tag-renovation-loans","tag-usda-loans"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/diyhaven858.wasmer.app\/wp-content\/uploads\/2026\/01\/2b7da8c0-37f7-11ef-bfe7-d79590f16e1f.jpeg","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/posts\/7137","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/comments?post=7137"}],"version-history":[{"count":0,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/posts\/7137\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/media\/7138"}],"wp:attachment":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/media?parent=7137"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/categories?post=7137"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/tags?post=7137"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}