{"id":82509,"date":"2026-04-23T08:55:50","date_gmt":"2026-04-23T08:55:50","guid":{"rendered":"https:\/\/diyhaven858.wasmer.app\/index.php\/heres-how-much-youd-earn-by-putting-10000-in-a-cd-for-5-years\/"},"modified":"2026-04-23T08:55:50","modified_gmt":"2026-04-23T08:55:50","slug":"heres-how-much-youd-earn-by-putting-10000-in-a-cd-for-5-years","status":"publish","type":"post","link":"https:\/\/diyhaven858.wasmer.app\/index.php\/heres-how-much-youd-earn-by-putting-10000-in-a-cd-for-5-years\/","title":{"rendered":"Here&#8217;s how much you&#8217;d earn by putting $10,000 in a CD for 5 years"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Known for moderate earnings and minimal risk, certificates of deposit (CDs) aren\u2019t exactly exciting \u2014 but that doesn\u2019t mean you should overlook them. Though rates started dropping toward the end of 2024, CDs can still offer a good bang for your buck: Some of the highest-yielding CDs are currently earning around 4% APY. If you\u2019re looking for a deposit account that offers competitive returns and the safety of FDIC insurance, consider opening a CD.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Not convinced? Read on to find out how much you could earn by putting $10,000 in a CD for five years.<!-- HTML_TAG_END --><\/p>\n<p> <iframe loading=\"lazy\" title=\"CDS Widget\" src=\"https:\/\/templates.cds.yahoo.com\/remote\/widget?campaignId=4ec2331a-fbb0-4230-81e2-d38f75a95135&amp;lineItemId=b7208155-7380-48c1-bb53-9755099a0699&amp;contentId=dcc58cf4-eab3-4a8e-8c8c-9b8b9183b65f&amp;viewId=wcbVdCSygxmBGuKimB_gLA&amp;providerId=yahoo_personal_finance_397&amp;site=finance&amp;spaceId=1183300100&amp;commerceSiteId=us-finance-pnr&amp;url=https%3A%2F%2Ffinance.yahoo.com%2Fpersonal-finance%2Fbanking%2Farticle%2F10000-in-a-cd-5-years-231821454.html\" scrolling=\"no\" height=\"480\" data-testid=\"iframe-with-resizer\" class=\"yf-16wd5dt\"><\/iframe> <\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->If you\u2019re looking at national averages, CD rates probably won\u2019t impress you. The average 60-month (five-year) CD earns an interest rate of 1.35%, according to the FDIC.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Luckily, averages are just averages, and there are many banks and credit unions offering better-than-average CD rates. For example, today\u2019s best CD rates range between 3.95% and 4.15% APY for terms between six and 24 months.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->The difference between earning the average interest rate and earning 4% may not sound like a lot, but the numbers tell a different story.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->The table below shows how much you\u2019d earn over five years by depositing $10,000 into two different CDs: One earning the average 60-month CD rate of 1.35%, and one earning a more competitive 4%. (For simplicity\u2019s sake, calculations are based on APY.)<!-- HTML_TAG_END --><\/p>\n<div class=\"container yf-10pvsfh\">\n<table class=\"yf-10pvsfh\">\n<thead class=\"yf-10pvsfh\">\n<tr>\n<th scope=\"col\" class=\"yf-10pvsfh\"> <\/th>\n<th scope=\"col\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->YEAR 1<!-- HTML_TAG_END --><\/p>\n<\/th>\n<th scope=\"col\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->YEAR 2<!-- HTML_TAG_END --><\/p>\n<\/th>\n<th scope=\"col\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->YEAR 3<!-- HTML_TAG_END --><\/p>\n<\/th>\n<th scope=\"col\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->YEAR 4<!-- HTML_TAG_END --><\/p>\n<\/th>\n<th scope=\"col\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->YEAR 5<!-- HTML_TAG_END --><\/p>\n<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->5-year CD @ 1.35% APY<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->$10,135.00<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->$10,271.82<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->$10,410.49<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->$10,551.03<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->$10,693.47<!-- HTML_TAG_END --><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->5-year CD @ 4% APY<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->$10,400.00<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->$10,816.00<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->$11,248.64<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->$11,698.59<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->$12,166.53<!-- HTML_TAG_END --><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->As the table shows, you\u2019d earn a total of $2,166.53 in interest over five years with a CD earning 4% APY. With an average CD, you\u2019d only earn $693.47. In other words, choosing the right CD for your $10,000 would net you more than three times the interest compared to an average account.<!-- HTML_TAG_END --><\/p>\n<h3 class=\"header-scroll yf-1u6g9f6\" id=\"cd-rates-and-earnings-by-term\"><!-- HTML_TAG_START -->CD rates and earnings by term<!-- HTML_TAG_END --><\/h3>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Interest rates also vary by CD term \u2014 that is, the number of months or years until the CD matures.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Traditionally, longer CD terms have offered higher rates, but the economic environment can affect this trend. When interest rates are high and expected to drop in the near future, shorter CD terms may offer higher rates. That\u2019s because banks don\u2019t want to be on the hook to pay a high rate for several years if the Federal Reserve cuts rates.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->According to the FDIC\u2019s April 2026 report of National Rates and Rate Caps, 12-month CDs currently offer the highest return. Here\u2019s a look at current rates for a variety of different CD terms and the amount of interest they\u2019d earn on a $10,000 balance by the time they mature:<!-- HTML_TAG_END --><\/p>\n<div class=\"container yf-10pvsfh\">\n<table class=\"yf-10pvsfh\">\n<thead class=\"yf-10pvsfh\">\n<tr>\n<th scope=\"col\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->TERM<!-- HTML_TAG_END --><\/p>\n<\/th>\n<th scope=\"col\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->NATIONAL AVERAGE RATE<!-- HTML_TAG_END --><\/p>\n<\/th>\n<th scope=\"col\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->BALANCE AT MATURITY<!-- HTML_TAG_END --><\/p>\n<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->1 month<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->0.21%<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->$10,010.03<!-- HTML_TAG_END --><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->3 months<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->1.25%<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->$10,031.10<!-- HTML_TAG_END --><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->6 months<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->1.44%<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->$10,071.74<!-- HTML_TAG_END --><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->12 months<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->1.53%<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->$10,153.00<!-- HTML_TAG_END --><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->24 months<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->1.51%<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->$10,304.28<!-- HTML_TAG_END --><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->36 months<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->1.33%<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->$10,404.33<!-- HTML_TAG_END --><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->48 months<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->1.25%<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->$10,509.45<!-- HTML_TAG_END --><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->60 months<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->1.35%<!-- HTML_TAG_END --><\/p>\n<\/td>\n<td rowspan=\"1\" colspan=\"1\" style=\"\" class=\"yf-10pvsfh\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->$10,693.47<!-- HTML_TAG_END --><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Keep in mind, the longer the CD term, the more time your money has to earn interest (and for that interest to earn interest). So even though the 60-month CD above earns a lower rate compared to the 12-month CD, it still earns more over the course of its term.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><em>Read more: <\/em><em>Short- or long-term CD: Which is best for you?<\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->CDs aren\u2019t the only place to earn interest on your cash. If the inflexibility of a CD doesn\u2019t make sense for you, consider these alternatives.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->A high-yield savings account (HYSA) also allows you to earn a competitive interest rate on your savings, plus, your money\u2019s there when you need it. Unlike a CD, you can generally withdraw money from your HYSA whenever you need to, though there may be monthly withdrawal limits.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Currently, the best high-yield savings accounts are paying rates comparable to the top CDs, offering APYs of up to 4% APY. But keep in mind that rates can change after you\u2019ve opened an account.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><em>Read more: <\/em><em>Fixed rate vs. variable rate: What&#8217;s the difference, and why is it important?<\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Money market accounts (MMAs) work similarly to savings accounts, but they also include certain characteristics of checking accounts. For example, MMAs often earn competitive interest, but they also often come with checks and\/or a debit card.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->However, one downside \u2014 and potential roadblock \u2014 is that MMAs sometimes have higher account minimums compared to savings accounts or CDs.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Currently, the best money market accounts are offering APYs of up to 4.1%.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->If you\u2019re willing to take slightly more risk for potentially higher returns, you might consider bonds.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Like CDs, some bonds provide fixed payments over a steady period of time.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Technically, a bond is an investment. You, the investor, lend money to the government or a corporation; in exchange, you receive recurring payments at a fixed interest rate until the bond matures.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->While bonds aren\u2019t federally insured the way CDs are, they tend to be very low-risk investments. Bonds can also offer slightly more flexibility \u2014 you can sell bonds before they mature, and while you\u2019ll miss out on future returns, you may not have to pay penalties.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Note: Interest rates on HYSAs, MMAs, and certain types of bonds can change after you make an initial deposit. Unlike CDs, this makes it impossible to predict long-term earnings.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->If you have $10,000 (or any amount of money) you can set aside for a period of time, a CD might be worth considering. Because CDs generally offer a fixed interest rate for the duration of their term, they offer predictable earnings. If you can afford to leave a $10,000 deposit alone for five years, you can open a CD knowing exactly how much you\u2019ll earn.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->However, be cautious about putting money in a CD if you may need to withdraw it before the account matures. If you do, you\u2019ll likely have to pay early withdrawal penalties.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->If you need an account with more flexibility, a savings or money market account may be a better option. On the other hand, if you\u2019re working with a longer timeframe and are willing to take on more risk, you might consider investing that money in bonds, stocks, mutual funds, or ETFs.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><em>Read more: <\/em><em>3 smart things to do when your savings account hits $10,000<\/em><!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->The amount you would earn by putting $10,000 in a CD for five years depends on your interest rate, which varies by financial institution. As of April 2026, the national average rate for a five-year CD is 1.35%. At that rate, you\u2019d have a total of $10,693.47 after five years. However, if you could find a more competitive CD earning 4% APY, you\u2019d end up with $12,166.53.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->One-year CD earnings depend on your CD rate. The higher your rate, the more you\u2019ll earn. With the current national average one-year CD earning 1.53% APY, you\u2019d earn $153 in one year. At 4% APY, you\u2019d earn $400.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->It depends on your priorities. If you\u2019re earning an average rate, it\u2019s probably not worth putting your money in a CD \u2014 you could earn more with the right savings account. However, if you can find a CD earning a more competitive rate, such as 4% APY, it may be worth considering.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Whether it\u2019s a good idea depends on how soon you\u2019ll need that money, whether you\u2019re comfortable with it being inaccessible for a period of time, and whether you can find an alternative \u2014 such as an HYSA \u2014 that offers comparable rates.<!-- HTML_TAG_END --><\/p>\n<\/p><\/div>\n<p><br \/>\n<br \/><a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Known for moderate earnings and minimal risk, certificates of deposit (CDs) aren\u2019t exactly exciting \u2014 but that doesn\u2019t mean you should overlook them. Though rates started dropping toward the end of 2024, CDs can still offer a good bang for your buck: Some of the highest-yielding CDs are currently earning around 4% APY. If you\u2019re [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":82510,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_daextam_enable_autolinks":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[10],"tags":[477,1207,1371,16],"class_list":["post-82509","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-news","tag-apy","tag-best-cd-rates","tag-cd-rates","tag-interest-rate"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/diyhaven858.wasmer.app\/wp-content\/uploads\/2026\/04\/98bd43b0-f7e4-11f0-afd6-614d29f58229.jpeg","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/posts\/82509","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/comments?post=82509"}],"version-history":[{"count":0,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/posts\/82509\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/media\/82510"}],"wp:attachment":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/media?parent=82509"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/categories?post=82509"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/tags?post=82509"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}