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\nSummary: <\/strong>PNC Bank has served customers for more than 160 years. It offers banking products for personal, small business, corporate, and institutional clients. PNC has a network of more than 2,300 branches and approximately 58,000 PNC and partner ATMs nationwide.<\/p>\n<\/blockquote>\n
PNC Bank product overview <\/h2>\n
PNC Simple Checking <\/h3>\n
This checking account is a no-frills account option with no overdraft fees, no minimum deposit to open your account, and no monthly service fee with any qualifying direct deposit or by meeting certain age-related requirements \u2014 otherwise, there is a monthly fee of $5.<\/p>\n
PNC Virtual Wallet <\/h3>\n
PNC Bank\u2019s Virtual Wallet is a suite of personal banking products designed to help customers manage their finances online and via the bank\u2019s mobile banking platform. It combines checking, savings, and money management tools into one streamlined system. The virtual wallet includes the following features:<\/p>\n
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Spend:<\/strong> A primary checking account for everyday transactions (non-interest bearing). There is no minimum deposit required to open an account. However, PNC charges a $7 monthly service fee, which can be waived by meeting certain requirements.<\/p>\n<\/li>\n
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Reserve (optional add-on): <\/strong>An additional checking account meant for budgeting and planning upcoming expenses, like rent or bills.<\/p>\n<\/li>\n
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Growth (optional add-on):<\/strong> A high-yield savings account designed to help build savings for future goals.<\/p>\n<\/li>\n<\/ul>\n
Virtual Wallet with Performance Select <\/h3>\n
The PNC Virtual Wallet with Performance Select takes things a step further by offering high interest rates on your Growth savings account, fee reimbursements for any fees you may incur at non-PNC ATMs, and no charges for domestic wires. The monthly fee for this account is $25, although there are ways to waive this charge.<\/p>\n