{"id":90715,"date":"2026-05-05T09:43:00","date_gmt":"2026-05-05T09:43:00","guid":{"rendered":"https:\/\/diyhaven858.wasmer.app\/index.php\/see-how-rates-have-changed-over-time\/"},"modified":"2026-05-05T09:43:00","modified_gmt":"2026-05-05T09:43:00","slug":"see-how-rates-have-changed-over-time","status":"publish","type":"post","link":"https:\/\/diyhaven858.wasmer.app\/index.php\/see-how-rates-have-changed-over-time\/","title":{"rendered":"See how rates have changed over time"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Mortgage rates are significantly higher than their sub-3% lows from 2021, but compared to the 1980s, they\u2019re pretty low. Understanding historical mortgage rate trends can help you make a more informed home-buying decision \u2014 and maybe lift a weight off your shoulders when you realize that, historically speaking, today\u2019s interest rates aren\u2019t as high as you might think.<!-- HTML_TAG_END --><\/p>\n<p> <iframe loading=\"lazy\" title=\"CDS Widget\" src=\"https:\/\/templates.cds.yahoo.com\/remote\/widget?campaignId=4ec2331a-fbb0-4230-81e2-d38f75a95135&amp;lineItemId=867c829f-5f8c-4ed1-bc7b-38baea21bc32&amp;contentId=18d5518f-8d9e-4abc-97a0-4be41e505df0&amp;viewId=Bixk1okEuuFb96_dnWhV1Q&amp;providerId=yahoo_personal_finance_397&amp;site=finance&amp;spaceId=1183300100&amp;commerceSiteId=us-finance-pnr&amp;url=https%3A%2F%2Ffinance.yahoo.com%2Fpersonal-finance%2Fmortgages%2Farticle%2Fhistorical-mortgage-rates-164750874.html\" scrolling=\"no\" height=\"480\" data-testid=\"iframe-with-resizer\" class=\"yf-16wd5dt\"><\/iframe> <\/p>\n<h2 class=\"text article-heading-atom neo-font-heading-lg  yf-18d6y07\" id=\"history-of-home-interest-rates\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->History of home interest rates<!-- HTML_TAG_END --> <\/h2>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Congress established Freddie Mac in 1970 to expand the secondary mortgage market. Freddie Mac began tracking rates in April 1971.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->The average annual rate on a 30-year fixed-rate mortgage reached its highest point at 16.64% in 1981 and dropped to a historic low of 2.96% in 2021. At the time of publication, the average rate sits in the low-to-mid-6% range.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Here\u2019s a closer look at home interest rates over time.<!-- HTML_TAG_END --><\/p>\n<h2 class=\"text article-heading-atom neo-font-heading-lg  yf-18d6y07\" id=\"historical-mortgage-rate-trends\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->Historical mortgage rate trends<!-- HTML_TAG_END --> <\/h2>\n<h3 class=\"text article-heading-atom neo-font-label-2xl-emphasis  yf-18d6y07\" id=\"1970s\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->1970s<!-- HTML_TAG_END --> <\/h3>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><strong>Lowest annual average mortgage rate:<\/strong> 7.38%<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><strong>Highest annual average mortgage rate:<\/strong> 11.20%<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Mortgage interest rates rose steadily from the mid-7% range to roughly 9% in the 1970s. Buyers saw a significant jump to over 11% by the decade&#8217;s end.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->The Great Inflation caused the incline, a period marked by record-high inflation. It spanned from the mid-1960s to the early 1980s and was triggered by the Fed\u2019s monetary expansionary policies.<!-- HTML_TAG_END --><\/p>\n<h3 class=\"text article-heading-atom neo-font-label-2xl-emphasis  yf-18d6y07\" id=\"1980s\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->1980s<!-- HTML_TAG_END --> <\/h3>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><strong>Lowest annual average mortgage rate: <\/strong>10.19%<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><strong>Highest annual average mortgage rate:<\/strong> 16.64%<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->The upward trend continued into the 1980s, and average mortgage rates reached an all-time high of 16.64% in 1981. The Organization of the Petroleum Exporting Countries (OPEC) issued an oil embargo against the U.S. in the 1970s, and in response, the Fed slashed and increased short-term rates many times throughout the 80s.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->By the mid-1980s, the average rate started to drop and closed out at 10.32%<!-- HTML_TAG_END --><\/p>\n<h3 class=\"text article-heading-atom neo-font-label-2xl-emphasis  yf-18d6y07\" id=\"1990s\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->1990s<!-- HTML_TAG_END --> <\/h3>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><strong>Lowest annual average mortgage rate:<\/strong> 6.94%<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><strong>Highest annual average mortgage rate:<\/strong> 10.13%<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Home buyers got a bit of relief in the 1990s. Mortgage rates cooled to just below 7% in 1998, then rose slightly to an average of 7.44% in 1999. Borrowers could thank the dot-com bubble and the rise of the internet for the drop in rates.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->More specifically, investors moved away from tech stocks and toward bonds and other fixed-income investments, pushing mortgage rates down.<!-- HTML_TAG_END --><\/p>\n<h2 class=\"text article-heading-atom neo-font-heading-lg  yf-18d6y07\" id=\"mortgage-rates-in-the-2000s\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->Mortgage rates in the 2000s<!-- HTML_TAG_END --> <\/h2>\n<h3 class=\"text article-heading-atom neo-font-label-2xl-emphasis  yf-18d6y07\" id=\"2000s\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->2000s<!-- HTML_TAG_END --> <\/h3>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><strong>Lowest annual average mortgage rate:<\/strong> 5.04%<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><strong>Highest annual average mortgage rate:<\/strong> 8.05%<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Mortgage rates peaked at 8.05% in the early 2000s before dropping to 5.04% by 2009. The culprits were the economic crash and the subsequent Great Recession. Both stemmed from astronomical growth in the housing market, mainly due to the influx of subprime borrowers.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->The mortgage payments became too much for these borrowers to handle. Many found themselves underwater on their mortgage loans, and the housing market eventually crashed.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->A wave of foreclosures followed, prompting the Fed to cut rates and stabilize the market. This is the perfect example of the general rule that mortgage rates decrease when the economy struggles.<!-- HTML_TAG_END --><\/p>\n<h3 class=\"text article-heading-atom neo-font-label-2xl-emphasis  yf-18d6y07\" id=\"2010s\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->2010s<!-- HTML_TAG_END --> <\/h3>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><strong>Lowest annual average mortgage rate:<\/strong> 3.65%<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><strong>Highest annual average mortgage rate: <\/strong>4.69%<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Mortgage rates remained low this decade. They temporarily reversed course in 2014 and again in 2018, with average rates at 4.17% and 4.54%, respectively \u2014 still four times lower than the all-time high.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->The decade ended with an average mortgage rate just below 4%.<!-- HTML_TAG_END --><\/p>\n<h3 class=\"text article-heading-atom neo-font-label-2xl-emphasis  yf-18d6y07\" id=\"2020s\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->2020s<!-- HTML_TAG_END --> <\/h3>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><strong>Lowest annual average mortgage rate:<\/strong> 2.96%<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><strong>Highest annual average mortgage rate: <\/strong>6.81%<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->The COVID-19 pandemic ushered in record-low rates, largely due to the Federal Reserve cutting the federal funds rate to make borrowing attractive again. Unfortunately, these enticing rates were short-lived, as the Fed followed up its actions with several rate hikes between March 2022 and July 2023.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Rate hikes made home loans more expensive. The average spiked to 5.54% in 2022, followed by another increase to 6.81% in 2023. A rate cut in September 2024 caused the rate to dip to 6.72% that year.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Despite these changes in recent years, rates haven\u2019t returned to their pre-pandemic levels and are among the highest since 2002. It would take a drastic event (along the lines of the COVID-19 pandemic) to cause home loan rates to plummet back to the 3% range.<!-- HTML_TAG_END --><\/p>\n<h2 class=\"text article-heading-atom neo-font-heading-lg  yf-18d6y07\" id=\"factors-that-impact-mortgage-rates\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->Factors that impact mortgage rates<!-- HTML_TAG_END --> <\/h2>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Mortgage rates can fluctuate daily. Multiple factors affect mortgage interest rates \u2014 here are some of the most common:<!-- HTML_TAG_END --><\/p>\n<ul class=\"yf-1p2hw41\">\n<li class=\"yf-1p2hw41\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><strong>Federal funds rate: <\/strong>Mortgage rates typically decrease in the weeks before an anticipated Fed rate decrease and increase before a Fed rate increase.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-1p2hw41\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><strong>10-year Treasury yield:<\/strong> Because mortgages are longer-term loans, their rates follow the 10-year Treasury yield\u2019s movements even more than shorter-term yields (like the fed funds rate).<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-1p2hw41\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><strong>Inflation: <\/strong>You\u2019ll usually see mortgage rates increase when inflation rises more aggressively than economists expect.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-1p2hw41\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><strong>Global events:<\/strong> Investors\u2019 perceptions of events like the U.S. presidential election or tariffs imposed on other countries can impact home loan rates either way.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-1p2hw41\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><strong>Economic conditions: <\/strong>Mortgage interest rates usually go up when the economy thrives and down when the economy struggles.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-1p2hw41\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><strong>Job market: <\/strong>Since the job market is part of the overall economy, rates tend to rise when the job market is doing well.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<li class=\"yf-1p2hw41\">\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><strong>Home-buyer demand: <\/strong>The more demand in the housing market, the higher the rates.<!-- HTML_TAG_END --><\/p>\n<\/li>\n<\/ul>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->These are factors you can&#8217;t control. However, a mortgage lender may give you a better interest rate if your personal finances are strong.<!-- HTML_TAG_END --><\/p>\n<h3 class=\"text article-heading-atom neo-font-label-2xl-emphasis  yf-18d6y07\" id=\"how-your-mortgage-rate-is-calculated\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->How your mortgage rate is calculated<!-- HTML_TAG_END --> <\/h3>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->A mortgage lender\u2019s advertised rate may not be the one you receive. It depends on several personal factors, including your credit score, down payment, debt-to-income (DTI) ratio, and cash reserves (if applicable).<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->The type of mortgage loan you get also plays a role in the mortgage rate you\u2019re offered. For example, VA loans often have lower interest rates than conventional loans.<!-- HTML_TAG_END --><\/p>\n<h2 class=\"text article-heading-atom neo-font-heading-lg  yf-18d6y07\" id=\"mortgage-rates-and-the-housing-market\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->Mortgage rates and the housing market<!-- HTML_TAG_END --> <\/h2>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->When rates are low, homeownership becomes more attractive, driving up demand. Home prices also follow suit as more prospective buyers hit the market.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Still, lower borrowing costs mean access to more buyer power and lower monthly mortgage payments. Keep in mind that the lowest mortgage rates are generally reserved for well-qualified borrowers with strong credit scores.<!-- HTML_TAG_END --><\/p>\n<h2 class=\"text article-heading-atom neo-font-heading-lg  yf-18d6y07\" id=\"mortgage-rates-and-refinancing\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->Mortgage rates and refinancing<!-- HTML_TAG_END --> <\/h2>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Refinancing a mortgage makes sense when rates drop, but only if you qualify for a better deal. It isn\u2019t a hard-and-fast rule, but many say you should consider refinancing if you can secure a rate reduction of at least 1%.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->If you plan to move soon, though, the costs of refinancing could outweigh the long-term benefits.<!-- HTML_TAG_END --><\/p>\n<h2 class=\"text article-heading-atom neo-font-heading-lg  yf-18d6y07\" id=\"the-bottom-line-how-current-mortgage-rates-compare-to-historical-ones\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->The bottom line: How current mortgage rates compare to historical ones<!-- HTML_TAG_END --> <\/h2>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Mortgage rates fluctuate with economic conditions, and there\u2019s no surefire way to time the market or predict when rates will shift. Ideally, you want to purchase when rates are low to keep borrowing costs in check. However, buying a home is not necessarily a bad idea when rates are higher if your finances are in solid shape.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Current rates haven\u2019t returned to the pre-pandemic levels. Still, they remain well below the record highs in the late 1970s, 1980s, and 1990s. And if you decide to buy a home before rates drop, refinancing into a lower rate later is always an option \u2014 provided your finances are up to par.<!-- HTML_TAG_END --><\/p>\n<h2 class=\"text article-heading-atom neo-font-heading-lg  yf-18d6y07\" id=\"historical-mortgage-rates-faqs\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->Historical mortgage rates FAQs<!-- HTML_TAG_END --> <\/h2>\n<h3 class=\"text article-heading-atom neo-font-label-2xl-emphasis  yf-18d6y07\" id=\"why-are-mortgage-rates-so-high\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->Why are mortgage rates so high?<!-- HTML_TAG_END --> <\/h3>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Inflation and Fed rate hikes in recent years have kept mortgage rates elevated. However, even though mortgage rates may seem very high, they\u2019re low compared to the rates of the 1970s, 1980s, and 1990s.<!-- HTML_TAG_END --><\/p>\n<h3 class=\"text article-heading-atom neo-font-label-2xl-emphasis  yf-18d6y07\" id=\"what-is-a-good-mortgage-rate\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->What is a good mortgage rate?<!-- HTML_TAG_END --> <\/h3>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->As of May 2026, the average mortgage rate on a 30-year fixed-rate loan is in the low-to-mid-6% range. Any rate around or below this number could be considered \u201cgood.\u201d<!-- HTML_TAG_END --><\/p>\n<h3 class=\"text article-heading-atom neo-font-label-2xl-emphasis  yf-18d6y07\" id=\"what-is-the-lowest-rate-ever-on-a-fixed-30-year-loan\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->What is the lowest rate ever on a fixed 30-year loan?<!-- HTML_TAG_END --> <\/h3>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->According to Freddie Mac, the lowest average weekly rate on a 30-year fixed mortgage was 2.65% in 2021 due to a Fed rate cut prompted by the COVID-19 pandemic. The cut was made to address economic uncertainty and persuade consumers to increase spending and borrowing levels, aiming to stimulate the economy.<!-- HTML_TAG_END --><\/p>\n<figure data-testid=\"article-figure-image\" class=\"yf-750ceo\">\n<div class=\"image-container yf-lglytj\" style=\"--max-height: 247px;\">\n<div class=\"image-wrapper yf-lglytj\" style=\"--aspect-ratio: 960 \/ 247; --img-max-width: 960px;\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/s.yimg.com\/ny\/api\/res\/1.2\/O6CJHUlvwqhgSp_DdiBbIQ--\/YXBwaWQ9aGlnaGxhbmRlcjt3PTk2MDtoPTI0Nw--\/https:\/\/d29szjachogqwa.cloudfront.net\/images\/user-uploaded\/mortgage_banner.large.final_1276.png\" alt=\"Yahoo Personal Finance\" loading=\"eager\" height=\"247\" width=\"960\" class=\"yf-lglytj  loaded\"\/><\/div>\n<\/div><figcaption class=\"yf-750ceo\">   <span>Yahoo Personal Finance<\/span><\/figcaption><\/figure>\n<\/p><\/div>\n<p><br \/>\n<br \/><a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates are significantly higher than their sub-3% lows from 2021, but compared to the 1980s, they\u2019re pretty low. Understanding historical mortgage rate trends can help you make a more informed home-buying decision \u2014 and maybe lift a weight off your shoulders when you realize that, historically speaking, today\u2019s interest rates aren\u2019t as high as [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":90722,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_daextam_enable_autolinks":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[10],"tags":[7893,167,62,22,40,7894,20,7895],"class_list":["post-90715","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-news","tag-average-mortgage-rate","tag-freddie-mac","tag-interest-rates","tag-mortgage-loans","tag-mortgage-rate","tag-mortgage-rate-trends","tag-mortgage-rates","tag-secondary-mortgage-market"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/diyhaven858.wasmer.app\/wp-content\/uploads\/2026\/05\/aa932ab0-a1c7-11ef-bfdc-c21d548ff082.jpeg","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/posts\/90715","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/comments?post=90715"}],"version-history":[{"count":0,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/posts\/90715\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/media\/90722"}],"wp:attachment":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/media?parent=90715"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/categories?post=90715"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/tags?post=90715"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}