{"id":93416,"date":"2026-05-08T18:39:43","date_gmt":"2026-05-08T18:39:43","guid":{"rendered":"https:\/\/diyhaven858.wasmer.app\/index.php\/when-will-mortgage-rates-go-down-again-were-waiting-on-a-mideast-resolution\/"},"modified":"2026-05-08T18:39:43","modified_gmt":"2026-05-08T18:39:43","slug":"when-will-mortgage-rates-go-down-again-were-waiting-on-a-mideast-resolution","status":"publish","type":"post","link":"https:\/\/diyhaven858.wasmer.app\/index.php\/when-will-mortgage-rates-go-down-again-were-waiting-on-a-mideast-resolution\/","title":{"rendered":"When will mortgage rates go down again? We&#8217;re waiting on a Mideast resolution."},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Just before the Middle East conflict began, mortgage rates were touching three-year lows. Since then, they&#8217;ve bounced higher, then lower, and higher again. News of a U.S.-Iranian agreement might be the only thing to spark consistent downward momentum for the bond market and mortgage rates. What does that mean for the 2026 housing market?<!-- HTML_TAG_END --><\/p>\n<p> <iframe loading=\"lazy\" title=\"CDS Widget\" src=\"https:\/\/templates.cds.yahoo.com\/remote\/widget?campaignId=4ec2331a-fbb0-4230-81e2-d38f75a95135&amp;lineItemId=867c829f-5f8c-4ed1-bc7b-38baea21bc32&amp;contentId=3ecb9e0f-d8ab-4c91-b92f-9ef4a4bee5ce&amp;viewId=RRLs38Z-kztJIDgAYFhjyg&amp;providerId=yahoo_personal_finance_397&amp;site=finance&amp;spaceId=1183300100&amp;commerceSiteId=us-finance-pnr&amp;url=https%3A%2F%2Ffinance.yahoo.com%2Fpersonal-finance%2Fmortgages%2Farticle%2Fwhen-will-mortgage-rates-go-down-may-7-2026-190610284.html\" scrolling=\"no\" height=\"480\" data-testid=\"iframe-with-resizer\" class=\"yf-16wd5dt\"><\/iframe> <\/p>\n<h2 class=\"text article-heading-atom neo-font-heading-lg  yf-18d6y07\" id=\"are-mortgage-rates-dropping\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->Are mortgage rates dropping?<!-- HTML_TAG_END --> <\/h2>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->As of May 7, Freddie Mac reported that the average 30-year fixed-rate mortgage rate was 6.37%. This is seven basis points higher than last week. In early May 2025, mortgage rates averaged 6.76%.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->The average 15-year fixed mortgage rate this week is 5.72%. This is up eight basis points since last week, and 17 basis points lower than this time last year.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Here\u2019s the Freddie Mac data on mortgage rates for the past 52 weeks as of May 7, 2026:<!-- HTML_TAG_END --><\/p>\n<h2 class=\"text article-heading-atom neo-font-heading-lg  yf-18d6y07\" id=\"will-mortgage-rates-trend-down-in-2026\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->Will mortgage rates trend down in 2026?<!-- HTML_TAG_END --> <\/h2>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Mortgage rates move in unison with the bond market. The 10-year Treasury yield is mostly unchanged over the past month, but volatility has made the ride bumpy for weeks.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->&#8220;Even with the recent spike in mortgage rates, buyers who waited out last year\u2019s market are entering on slightly better terms this spring, with more options, improved affordability and a little more time to decide,\u201d Mischa Fisher, chief economist for the Zillow Group, said in an analysis.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Danielle Hale, chief economist at Realtor.com, expects mortgage rates to mirror expectations for Middle East peace.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->&#8220;Despite the key decisions and upcoming leadership transition for the Fed, geopolitics is likely to be the bigger driver of mortgage rates in the near-term. For buyers and sellers hoping for favorable financing while making a move, a reduction in tension is likely to result in lower rates,&#8221; Hale said in a release.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->The latest forecasts from industry analysts at the Mortgage Bankers Association and Fannie Mae expect mortgage rates to remain in the low-6% range through 2027.<!-- HTML_TAG_END --><\/p>\n<h2 class=\"text article-heading-atom neo-font-heading-lg  yf-18d6y07\" id=\"the-fed-is-unlikely-to-play-a-role-this-year\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->The Fed is unlikely to play a role this year<!-- HTML_TAG_END --> <\/h2>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->The Federal Reserve lowered the fed funds rate three times in 2025, but the central bank kept the rate unchanged at its first three meetings of 2026, including its most recent on April 29. So, what does this mean for mortgage rates in the upcoming year?<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->That federal funds rate tends to directly influence rates on shorter-term lending. While mortgage rates aren\u2019t directly based on the fed funds rate, they typically mirror fed fund rate trends. So, if the fed funds rate goes down, mortgage rates will likely follow. The inverse is also true.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->When people anticipate a fed funds rate cut, mortgage rates usually fall in the weeks leading up to the meeting. However, home loan rates don\u2019t necessarily continue to decrease <em>after<\/em> a fed funds rate cut.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->In 2024, mortgage rates plummeted throughout August and early September as people expected the Fed to lower its rate at the bank\u2019s September meeting. But mortgage rates stopped decreasing significantly after this meeting \u2014 and after the two additional rate cuts later that year.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->The same thing happened in 2025. Mortgage rates gradually declined in the weeks leading up to the September meeting when people expected the Fed to lower its rate, and even though the fed funds rate <em>did<\/em> go down, mortgage rates bounced back up.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->The Fed \u2014 the common nickname for the Federal Open Market Committee (FOMC) \u2014hasn&#8217;t lowered the fed funds rate so far in 2026, and is considering its options for the balance of the year. At this point, Wall Street traders aren&#8217;t expecting another rate cut this year and there&#8217;s no consensus on when in 2027 the Fed might make a move.<!-- HTML_TAG_END --><\/p>\n<h2 class=\"text article-heading-atom neo-font-heading-lg  yf-18d6y07\" id=\"keep-an-eye-on-10-year-treasury-yields\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->Keep an eye on 10-year Treasury yields<!-- HTML_TAG_END --> <\/h2>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->While short-term lending rates closely follow the fed funds rate, mortgage rates more closely follow the 10-year Treasury yield. As of May 6, the 10-year Treasury yield closed at 4.36% \u2014 compared to 4.37% a year prior.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Now, you\u2019re probably wondering why today\u2019s mortgage rates aren\u2019t in the 4% range, right?<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->To determine current mortgage rates, lenders add a \u201cspread\u201d to the 10-year Treasury yield. The spread is simply the difference between the rates consumers pay and the rate on the 10-year Treasury. Without getting too much into the weeds, charging a spread helps mortgage lenders cover costs associated with making loans to the public and the risk of providing such loans.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->For example, the average 30-year fixed mortgage rate is 6.37%, and the 10-year Treasury yield is 4.36% \u2014 a spread of 2.01 percentage points. A year ago, the 30-year rate was 6.76%, and the 10-year yield was 4.37%, resulting in a spread of 2.39 percentage points. Today\u2019s spread is smaller, which is one reason mortgage rates are slightly lower now.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START --><em>Follow these 8 tips to get the lowest mortgage rates<\/em><!-- HTML_TAG_END --><\/p>\n<h2 class=\"text article-heading-atom neo-font-heading-lg  yf-18d6y07\" id=\"should-you-wait-to-buy-until-mortgage-rates-go-down-even-more\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->Should you wait to buy until mortgage rates go down even more?<!-- HTML_TAG_END --> <\/h2>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->In short, no. You shouldn\u2019t necessarily wait to buy a home until mortgage rates drop below 6% or lower. Mortgage rates are just one part of the affordability equation. You also have to consider home prices, a factor of housing supply and demand.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->The current housing market is in a crunch. To put it simply, buyers outnumber homes for sale, especially homes in price ranges accessible to the first-time home buyer. When supply and demand are out of balance like this, home prices tend to remain high since sellers know they\u2019ll have multiple buyers interested.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->According to data from the Federal Reserve Bank of St. Louis, the median sale price of single-family homes has mostly trended upward since Q1 of 2009. At that time, the median sale price was $208,400. The median price had risen to $405,300 by Q4 2025.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Even in the event of a recession, prospective buyers likely won\u2019t see much relief. If interest rates drop like they tend to do in recessions, that will increase the number of people looking to buy and lock in a lower interest rate. That drives up demand for the already limited supply of homes.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->To truly save, buyers need both interest rates <em>and <\/em>home prices to drop. Mortgage rates are inching down, and housing prices are stagnant or even lowering in certain parts of the country. Situations may be improving for buyers.<!-- HTML_TAG_END --><\/p>\n<p> <iframe loading=\"lazy\" title=\"CDS Widget\" src=\"https:\/\/serving.cds.yahoo.com\/cds\/widget?campaignId=b97be5c0-740c-40da-8c55-53d48779d932&amp;lineItemId=61d57067-dddc-4746-9733-0aaf75e43616&amp;contentId=3ecb9e0f-d8ab-4c91-b92f-9ef4a4bee5ce&amp;viewId=RRLs38Z-kztJIDgAYFhjyg&amp;providerId=yahoo_personal_finance_397&amp;site=finance&amp;spaceId=1183300100&amp;commerceSiteId=us-finance-pnr&amp;url=https%3A%2F%2Ffinance.yahoo.com%2Fpersonal-finance%2Fmortgages%2Farticle%2Fwhen-will-mortgage-rates-go-down-may-7-2026-190610284.html\" scrolling=\"no\" height=\"480\" data-testid=\"iframe-with-resizer\" class=\"yf-16wd5dt\"><\/iframe> <\/p>\n<h2 class=\"text article-heading-atom neo-font-heading-lg  yf-18d6y07\" id=\"strategies-for-buyers-in-todays-mortgage-market\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->Strategies for buyers in today\u2019s mortgage market<!-- HTML_TAG_END --> <\/h2>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->If you crave the comforts of homeownership, the best strategy in today\u2019s market may be to buy what you can afford. Whether that means a smaller house or a condo instead of a single-family home, owning something puts you in a position to start building equity.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Yes, shopping for the best mortgage lenders with low rates and fees is crucial when getting a mortgage. But to help you find your ideal home that balances affordability and desirability, it pays to adopt a curious mindset and consider lesser-discussed financial tools.<!-- HTML_TAG_END --><\/p>\n<h3 class=\"text article-heading-atom neo-font-label-2xl-emphasis  yf-18d6y07\" id=\"get-curious\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->Get curious<!-- HTML_TAG_END --> <\/h3>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->There\u2019s no better time to learn more about your local real estate market than today. By adopting a sense of curiosity, you could discover that your city has more to offer housing-wise than you previously thought.<!-- HTML_TAG_END --><\/p>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->You may want to take weekend excursions to lesser-known neighborhoods and suburban developments beyond the city limits. You never know what you\u2019ll find that could expand your idea of what \u201chome\u201d looks like \u2014 including new developments, school districts, and types of homes.<!-- HTML_TAG_END --><\/p>\n<h3 class=\"text article-heading-atom neo-font-label-2xl-emphasis  yf-18d6y07\" id=\"consider-a-fixer-upper\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->Consider a fixer-upper<!-- HTML_TAG_END --> <\/h3>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->If you\u2019re looking to spend less on a home in today\u2019s mortgage market, a house needing a bit of TLC could help you do just that. Loans like the FHA 203(k) mortgage can roll your purchase and renovation costs into one convenient loan. When you qualify and have an accepted offer, your lender immediately funds the home\u2019s purchase price and puts the cost of renovations into an escrow account. As you make repairs, funds get dispersed.<!-- HTML_TAG_END --><\/p>\n<h3 class=\"text article-heading-atom neo-font-label-2xl-emphasis  yf-18d6y07\" id=\"rethink-your-commute\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->Rethink your commute<!-- HTML_TAG_END --> <\/h3>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->How would it feel to have a longer commute yet come home to a house you love? Master-planned communities tend to crop up outside major cities, offering various amenities like parks, shopping, and top-notch schools \u2014 all in exchange for a longer commute. These areas could look a lot more palatable if they offer commuting options like park-and-ride or commuter rail. Dare to consider parking the car and taking public transit if it could get you into the home of your dreams.<!-- HTML_TAG_END --><\/p>\n<h3 class=\"text article-heading-atom neo-font-label-2xl-emphasis  yf-18d6y07\" id=\"go-condo\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->Go condo<!-- HTML_TAG_END --> <\/h3>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->While shared walls, floors, and ceilings might not immediately scream \u201cdream home,\u201d they could help you find an affordable home in a terrific area. Condominiums come in various shapes and sizes, from apartment-style flats to townhomes. Depending on the area, you might even score a small backyard. However, be sure to consider HOA fees when calculating your monthly payment.<!-- HTML_TAG_END --><\/p>\n<h3 class=\"text article-heading-atom neo-font-label-2xl-emphasis  yf-18d6y07\" id=\"consider-a-15-year-mortgage\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->Consider a 15-year mortgage<!-- HTML_TAG_END --> <\/h3>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->While the monthly payment on a 15-year mortgage will be higher than the typical 30-year, these loans have plenty of upsides. Not only will you pay off your home on a speedier timeline, but you\u2019ll also likely score a lower interest rate and save a ton on interest over the life of your loan.<!-- HTML_TAG_END --><\/p>\n<h3 class=\"text article-heading-atom neo-font-label-2xl-emphasis  yf-18d6y07\" id=\"explore-rate-buydowns\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->Explore rate buydowns<!-- HTML_TAG_END --> <\/h3>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->To make today\u2019s mortgage rates more palatable, look into rate buydown options. An interest rate buydown lets you pay cash up front in exchange for a reduced interest rate on your mortgage. Buydowns can be permanent or temporary, like for your loan&#8217;s first one to three years. Even a few years of lower rate relief can make today\u2019s home prices more affordable.<!-- HTML_TAG_END --><\/p>\n<figure data-testid=\"article-figure-image\" class=\"yf-750ceo\">\n<div class=\"image-container yf-lglytj\" style=\"--max-height: 247px;\">\n<div class=\"image-wrapper yf-lglytj\" style=\"--aspect-ratio: 960 \/ 247; --img-max-width: 960px;\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/s.yimg.com\/ny\/api\/res\/1.2\/4sz_buNVftGL.OARAby0Gg--\/YXBwaWQ9aGlnaGxhbmRlcjt3PTk2MDtoPTI0Nw--\/https:\/\/media-mbst-pub-ue1.s3.amazonaws.com\/creatr-uploaded-images\/2025-09\/8c1eef10-9311-11f0-b972-763822aff66e\" alt=\"Mortgage Lenders Banner\" loading=\"eager\" height=\"247\" width=\"960\" class=\"yf-lglytj  loaded\"\/><\/div>\n<\/div>\n<\/figure>\n<h2 class=\"text article-heading-atom neo-font-heading-lg  yf-18d6y07\" id=\"when-will-mortgage-rates-go-down-faqs\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->When will mortgage rates go down? FAQs<!-- HTML_TAG_END --> <\/h2>\n<h3 class=\"text article-heading-atom neo-font-label-2xl-emphasis  yf-18d6y07\" id=\"how-soon-will-mortgage-interest-rates-go-down\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->How soon will mortgage interest rates go down?<!-- HTML_TAG_END --> <\/h3>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Expert opinions differ on what mortgage rates will do over the next year or so. Fannie Mae\u2019s April Housing Forecast puts the 30-year fixed rate at 6.1% by the end of 2026 and predicts average rates to remain near 6.1% through 2027.<!-- HTML_TAG_END --><\/p>\n<h3 class=\"text article-heading-atom neo-font-label-2xl-emphasis  yf-18d6y07\" id=\"is-7-a-high-mortgage-rate\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->Is 7% a high mortgage rate?<!-- HTML_TAG_END --> <\/h3>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->Compared to historical mortgage rates, 7% isn\u2019t considered a high rate. While it might be high compared to pandemic-era rates that were sub-3%, it\u2019s on par with mortgage rates in the 1990s and considerably lower than the double-digit rates seen in the late 1970s and early 1980s.<!-- HTML_TAG_END --><\/p>\n<h3 class=\"text article-heading-atom neo-font-label-2xl-emphasis  yf-18d6y07\" id=\"is-it-impossible-to-get-a-3-interest-rate-on-a-mortgage\" style=\"text-decoration: none; font-style: normal; text-transform: none; text-align: inherit; font-variant-numeric: normal;\"><!-- HTML_TAG_START -->Is it impossible to get a 3% interest rate on a mortgage?<!-- HTML_TAG_END --> <\/h3>\n<p class=\"yf-1fy9kyt\"><!-- HTML_TAG_START -->It\u2019s not impossible to get a 3% interest rate, but doing so requires the perfect set of circumstances. You\u2019d need to find a homeowner with an assumable mortgage \u2014 one that can be passed to a new owner at the same interest rate as the original loan. Assumable mortgages are generally government-backed loans from agencies like the VA, FHA, or USDA.<!-- HTML_TAG_END --><\/p>\n<p> <iframe loading=\"lazy\" title=\"CDS Widget\" src=\"https:\/\/templates.cds.yahoo.com\/remote\/widget?campaignId=f5c80890-2ab7-4dd2-ac7f-d8d61ee05402&amp;lineItemId=7e2738f3-cda9-4111-be47-6e6a85d6fde6&amp;contentId=3ecb9e0f-d8ab-4c91-b92f-9ef4a4bee5ce&amp;viewId=RRLs38Z-kztJIDgAYFhjyg&amp;providerId=yahoo_personal_finance_397&amp;site=finance&amp;spaceId=1183300100&amp;commerceSiteId=us-finance-pnr&amp;url=https%3A%2F%2Ffinance.yahoo.com%2Fpersonal-finance%2Fmortgages%2Farticle%2Fwhen-will-mortgage-rates-go-down-may-7-2026-190610284.html\" scrolling=\"no\" height=\"480\" data-testid=\"iframe-with-resizer\" class=\"yf-16wd5dt\"><\/iframe> <\/p>\n<\/p><\/div>\n<p><br \/>\n<br \/><a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Just before the Middle East conflict began, mortgage rates were touching three-year lows. Since then, they&#8217;ve bounced higher, then lower, and higher again. News of a U.S.-Iranian agreement might be the only thing to spark consistent downward momentum for the bond market and mortgage rates. What does that mean for the 2026 housing market? Are [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1251,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_daextam_enable_autolinks":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[10],"tags":[170,168,62,171,40,20,172],"class_list":["post-93416","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-news","tag-fed-fund-rate","tag-fed-funds-rate","tag-interest-rates","tag-mortgage-lenders","tag-mortgage-rate","tag-mortgage-rates","tag-the-fed"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/diyhaven858.wasmer.app\/wp-content\/uploads\/2026\/01\/1f42f290-ff5c-11ef-bfbf-7d26008535ed.jpeg","jetpack_sharing_enabled":true,"jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/posts\/93416","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/comments?post=93416"}],"version-history":[{"count":0,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/posts\/93416\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/media\/1251"}],"wp:attachment":[{"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/media?parent=93416"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/categories?post=93416"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/diyhaven858.wasmer.app\/index.php\/wp-json\/wp\/v2\/tags?post=93416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}