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You can put some extra cash in your pocket this season with a new, limited-time Chase Freedom Unlimited® offer.
Earn a $300 cash welcome bonus with a new Chase Freedom Unlimited card when you spend at least $500 within the first three months. That’s a significant increase from the card’s standard $200 bonus and a huge boost for holiday shoppers.
Read our full review of the Chase Freedom Unlimited card.
From now until 9 a.m. EST Jan. 15, 2026, you can earn a boosted $300 cash welcome bonus as a new Chase Freedom Unlimited cardholder. You’ll need to spend $500 within the first three months to earn the bonus, or about $167 per month.
This limited-time welcome bonus is one of the highest you’ll find among top cash-back credit cards today, especially with no annual fee. Most other cash-back welcome offers max out at $200, and many also carry much higher spending requirements to earn the bonus.
Keep in mind, you’ll only be eligible if you don’t already have a Chase Freedom Unlimited card and you haven’t earned a new cardmember bonus for it within the past 24 months.
With the holiday shopping season well underway, a new rewards credit card can help ensure you’re making the most of your increased spending.
According to the PwC 2025 Holiday Outlook, Americans expect to spend about $1,552 on average through the holidays. Let’s say you spend this amount over the next few weeks, with $1,100 on non-bonus spending (gifts, decorations, grocery shopping, and other miscellaneous expenses) and the other $452 on dining out with friends and family or ordering takeout.
Using your Chase Freedom Unlimited, you’ll earn 1.5% cash back on the $1,100 and 3% cash back on the remaining $452 for a total of about $30 in cash back — just on your holiday spending.
The Chase Freedom Unlimited isn’t just a great cash-back card; it’s also one of our picks for the best 0% APR credit cards.
The 0% APR period is 15 months after account opening for both new purchases and balance transfers (you’ll pay a variable 18.49%-27.99% APR after that). If you already have existing debt on another credit card, you can use the offer to pay down your balance without interest. But it can also be useful for financing your holiday expenses — travel, gifts, dining out — over the next several months.
Having a Chase Freedom Unlimited card in your wallet isn’t just useful for the excellent welcome bonus or 0% APR intro offer. This card has major long-term savings value that you can continue to maximize in the year ahead.
Every purchase you make with a Chase Freedom Unlimited card earns 1.5% cash back. This is in line with many other cash-back cards that offer flat rewards on any purchase, but this card builds on its minimum 1.5% cash back with additional bonus categories.
For everyday expenses, you’ll earn 3% on dining, which includes takeout and eligible delivery services, and 3% cash back at drug stores. You’ll also save on travel, with 5% cash back on any travel you book through Chase Travel℠.
Read more: Chase Freedom Unlimited vs. Chase Freedom Flex
Chase Freedom Unlimited is a cash-back card, but you’ll earn rewards in the form of points that you can redeem for a statement credit, direct deposit, Amazon.com purchases, gift cards, or travel through Chase Travel.
One of our favorite ways to use the Chase Freedom Unlimited is paired with a Chase Sapphire card — the Chase Sapphire Preferred® Card or Chase Sapphire Reserve®. You can maximize each card’s rewards categories to rack up as many points as possible on your spending, then pool points under your Chase Sapphire account to get a boost on your redemptions.
With a Chase Sapphire Reserve, points are worth up to 2x when you redeem for eligible hotel stays and flights with select airlines. Chase Sapphire Preferred points are worth up to 1.5x for eligible hotel status and select flights, and up to 1.75x for premium cabin tickets on select flights. You can redeem points for travel with the Chase Freedom Unlimited, too, but you’ll only be able to access Points Boost options with a Sapphire card.
Read more: Best Chase credit cards
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